Canadian Debt Relief Program

A consumer proposal can save you thousands of dollars

Did you know there are Canadian debt relief programs that can help?

Believe it or not, you can get out of debt in Canada without declaring personal bankruptcy or resorting to costly debt consolidation loans. There is a Canadian Debt Relief program, called a consumer proposal and it can reduce your debt by up to 80%.

You deserve a fresh start.

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Imagine your life with no debt

David Sklar & Associates will never charge a debt advice fee or other upfront costs.

Cost should never be a roadblock to someone receiving the assistance they truly require. Our goal is to act as your advocate, focusing on your needs and finding the most effective debt relief option for you.

Our process is
federally
regulated

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Licensed Insolvency Trustees are Trusted by the Canadian government to provide debt relief

Licensed Insolvency Trustees are federally regulated by the (OSB) and must adhere to federal standards of practice, including the Code of Ethics for Trustees.  It doesn’t cost you anything to meet with us to learn about the different debt options available to you. When you choose to work with David Sklar & Associates, we will hold your hand throughout the process, filing all the necessary paperwork and giving the tools you need to rebuild your financial future. 

A Consumer Proposal is one of the most effective Canadian debt relief options

A consumer proposal can substantially reduce your debt through a negotiated settlement with your creditors, without interest or penalty.

A Consumer Proposal must be filed through a Licensed Insolvency Trustee.

Canadian Debt Relief

4 of the most common Canadian debt relief options

Consumer Proposal
debt calculator

Find out how much you can save with our Consumer Proposal Debt Calculator

Use the slider below to tell us how much you owe and we will show you how much you can save!

*Do Not Include Mortgage or Car Loan Debt.

$10,000 $250,000

With a consumer proposal at 0% interest, you will only have to pay back:

$3,480/$58 per month

*This calculator is for demonstration purposes only. Your results may vary based on your unique financial situation.

Advantages of a consumer proposal are:

How To File A Consumer Proposal In Ontario

In this video, a Licensed Insolvency Trustee explains to Mary and Paul that a consumer proposal might be the way to resolve their financial situation. The trustee tells them how a consumer proposal is different from bankruptcy and what they need to do.

You don’t need to pay anyone to access an LIT for a consumer proposal or a bankruptcy, and no one else needs to represent you.

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Our clients say it best

We take pride in what we do and hearing how we’ve madea positive change in our customer’s lives is the greatest reward we can receive.

We are here for you when you’re ready to live your best life debt free!

Find an office near you

Friendly, professional, local debt relief services in Ontario
or call 1-844-962-9200

What our clients are saying

Based on 957 reviews
Carolina Marroquin
I am very pleased with the experience with your company. Great customer service and very professional. They made me feel like dealing with caring and friendly people. Jackie is a sweet lady. All of them very helpful.
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garfield wallace
I am very excited for the helpful service I receive from David sklar &Associates Inc ! My experience with coronation she is a professional and skill person! We'll done ✔ thank you very much, Gw
1708730999
ray pat
Great and friendly staff. They went out of their way to help me with the process. David Sklar and Associates are more then professionals. Christine sylver helped me with every steps, everytime I asked for more help she was always there for me with a smile. Very professional and patient. I want to thank Christine Sylver for everything she did to help me through this process and by giving me a new start.
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Penelope Mather
I was so nervous to go and then i met trina beautiful compassionate understanding trina how lucky for me what a professional thank you thank you
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Marina Granado
It was easy to get everything started and I am happy that I choose you, thank you.
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George Carvalho
I came in with a lot of anxietyChristine SylverHernee Templonuevogave me the confidence I needed
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Robert Barnes
A great place to find out the best way to remove your debt. I discussed my problem with a with a fantastic lady who's named Grace. This lady showed me a couple of ways to lower my debt and I chose one. Thanks to Grace one day I will be out of debt, but until then my spending without cause has come to an end.To the staff and especially Grace of David Sklar and Associates thank you.Bob Barnesi will be one day out of debt
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Verble Daniels
A wonderful experience with a very depressing financial situation.Cori is easy to talk to and understand, with what she is describing.
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Getting into debt is easy. Getting out is a different story.

But it's still possible!

Did you know there is a Canadian debt relief program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).

If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.

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We are David Sklar

Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too. 

We know this is stressful, but you're not alone.

It’s going to be okay.
Book your free consultation today. We’ll do the rest.

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Book your free consultation.

Call 1-844-962-9200 or fill out the form below. We’ll do the rest.

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