Debt Free Canada
A consumer proposal can save you thousands of dollars
Did you know there are Canadian government debt programs designed to help you?
Believe it or not, you can get out of debt in Canada without declaring personal bankruptcy or resorting to costly debt consolidation loans. The government of Canada offers a little-known debt-relief program, called a consumer proposal.
A consumer proposal can reduce your debt by up to 80% through a negotiated settlement with your creditors without interest or penalties.
You deserve a fresh start.
Find out how much you can save with our Consumer Proposal Debt Calculator
Use the slider below to tell us how much you owe and we will show you how much you can save!
*Do Not Include Mortgage or Car Loan Debt.
Consumer Proposal Debt Calculator
A Consumer Propsal, can reduce what you owe BY UP TO 80%
With a consumer proposal at 0% interest, you will only have to pay back:
$3,480/$58 per month
*This calculator is for demonstration purposes only. Your results may vary based on your unique financial situation.
Reduce Your Debt By Up To 80% Without Filing For Bankruptcy.
A consumer proposal can substantially reduce your debt through a negotiated settlement with your creditors, without interest or penalty.
A Consumer Proposal must be filed through a Licensed Insolvency Trustee.
Advantages of a consumer proposal are:
How To File A Consumer Proposal In Ontario
In this video, a Licensed Insolvency Trustee explains to Mary and Paul that a consumer proposal might be the way to resolve their financial situation. The trustee tells them how a consumer proposal is different from bankruptcy and what they need to do.
You don’t need to pay anyone to access an LIT for a consumer proposal or a bankruptcy, and no one else needs to represent you.
Bankruptcy Vs Consumer Proposal
We help folks from all walks of life and we can help you, too.
Take a moment to learn the difference between a Consumer Proposal and a Bankruptcy and make a decision your future self will thank you for.
Book your free consultation today.
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We take pride in what we do and hearing how we’ve madea positive change in our customer’s lives is the greatest reward we can receive.
We are here for you when you’re ready to live your best life debt free!
Getting into debt is easy. Getting out is a different story.
But it's still possible!
Did you know there is a Debt Program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).
If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.
What our clients are saying.
We are David Sklar
Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too.
We know this is stressful, but you're not alone.
It’s going to be okay.
Book your free consultation today. We’ll do the rest.