David Sklar & Associates are licensed insolvency trustees & Credit Counsellors
We have been providing debt relief services across Ontario and the GTA since 1997. Dealing with your debt doesn’t need to be complicated or scary. Just let us know how much you owe and who you owe it to. Then we’ll explain all your options and customize a debt recovery plan that’s manageable for your unique situation.
Debt relief is right around the corner and we’re here to help every step of the way. You deserve a fresh start!
You Deserve A Fresh Start.
Bankruptcy isn’t the only option!
Bankruptcy Vs Consumer Proposal
A consumer proposal is a substantial reduction of your debt through a negotiated settlement with your creditors, without interest or penalty. Only Licensed Insolvency Trustees (LIT) like us are federally regulated by the Canadian government to guide you through the process.
Make a decision your future self will thank you for and book your free consultation today.
Our Canadian Debt Relief Solutions
We will help you understand all your options
An alternative to bankruptcy that can reduce your debts by up to 80%, without interest.
We will help you weigh the pros and cons and when needed, walk you through this process.
We help you establish better spending habits for a more financially responsible life.
A better way of consolidating all your debts into one low monthly payment.
There is no greater reward than knowing we made a difference in someone’s life!
Our customers say it best
Canadian Debt Relief Program
You've Got Nothing To Lose!
With years of experience as a Certified Insolvency Counsellor, and life experiences that have made her empathetic to people experiencing debt problems – Shirley helps her clients understand that everyone makes mistakes – but the secret to success is to learn from our mistakes and move on. Shirley helps people to help themselves – to take responsibility for their life choices and to know that with the right attitude and good work ethics – anything is possible.
TAKE SOME TIME TO REVIEW OUR BLOGS
If you’re a business owner, you may have received CEBA financing to keep your business afloat during this turbulent time. If that’s the case, it’s crucial to remember that the CEBA program isn’t purely a charitable endeavor by the Government of Canada. You, as the recipient, are obligated to repay the principal and any interest charges.
When you’re filing your taxes, taking advantage of every credit available can reduce your taxes owing or increase the return you’re eligible to receive. Are
Serving Ontario in-person at one of our 21 locations or reach us online via video consultation.
Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT FREE.