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    About US

    DAVID SKLAR & ASSOCIATES INC.

    Toronto Licensed Insolvency Trustees (formerly known as Toronto Bankruptcy Trustees) Serving the Greater Toronto Ontario Area. David Sklar & Associates can help you regain control of your finances by erasing your unsecured debt and giving you the tools to rebuild a better, more financially secure life.

    Start with a free consultation – where we will provide you with a professional and objective assessment of your current financial situation. Our Certified Counsellors will help you discover exactly where you are in terms of your debt load – and work out a realistic plan to get you back on track.

    Erasing Debt and Rebuilding Lives® The Licensed Debt Professionals™

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    Debt Calculator

    Our Debt Calculator will show you how much you will have to budget over the next five years to bring your debt down to zero.

    It’s easy to use. Simply enter the total debt that you owe in the Amount Owing box. Then choose the Term: Total Cost Over Five Years or Monthly Payment Over Five Years. Then, press Calculate.

    Learn more about our Debt Calculator >


    *This is a tool for comparisons purposes only. We have used average interest rates in these calculations and the most common consumer proposal terms. The exact results may vary depending on the actual interest rates of your debts and the exact status of your financial situation.

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    Repay on your own
    Interest Rate: 18% compounded annually
    Debt consolidation
    Interest Rate: 12% compounded annually
    Credit counselling
    100% payback; 0 interest
    Debt settlement
    50% payback; 0 interest
    Consumer proposal
    35% payback; 0 interest

    Debt Repayment Options

    WE CAN HELP YOU WITH

    At David Sklar & Associates, Licensed Trustees, we do more than offer professional insolvency related services.

    We help people who have gotten caught up in a financial crisis find a way through their problems and onto a better life.

    OUR SATISFIED CUSTOMERS
    7 LOCATIONS TO SERVE YOU BETTER

    We Can Help

    If your debt problems seem insurmountable – we can help. At David Sklar & Associates, our Licensed Debt ProfessionalsTM have the experience and knowledge to help you get out of debt. During your consultation, we will help you understand what your current financial situation is, how best to fix it, and how to move on to a better life. With seven offices in the Greater Toronto Area and now in Hamilton – we are here to help.

    Call Us Today For a Confidential & Free Initial Consultation 416-498-9200

    or Get Started with Our Quick Assessment Form Today

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