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  • Avoid personal bankruptcy.
  • Keep your assets.
  • Stop high interest charges.
  • Stop collection calls.
  • Your Canadian Debt Relief Solution.
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David-Sklar-Clients
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David Sklar & Associates are licensed insolvency trustees & Credit Counsellors

We have been providing debt relief services across Ontario and the GTA since 1997. Dealing with your debt doesn’t need to be complicated or scary. Just let us know how much you owe and who you owe it to. Then we’ll explain all your options and customize a debt recovery plan that’s manageable for your unique situation.

Debt relief is right around the corner and we’re here to help every step of the way. You deserve a fresh start!

You Deserve A Fresh Start.

Government Debt Relief Program

Did you know there is a Canadian government debt relief program designed to help you? You can reduce Debt By Upto 80% Without Filing For Bankruptcy.

It’s called a Consumer Proposal. A Consumer Proposal must be filed through a Licensed Insolvency Trustee.

Learn More
Consumer Proposal Canada
David Sklar & Associates Inc.
David Sklar & Associates Inc.
5.0
Based on 743 reviews
David Sklar & Associates Inc. – Consumer Proposals & Licensed Insolvency Trustees
David Sklar & Associates Inc. – Consumer Proposals & Licensed Insolvency Trustees
5.0
Based on 743 reviews
Nilda H.
20:18 16 Jun 22
The best decision I've made was to contact David Sklar & Associates, they are experts in this matters and also have dedicated Licensed Counsellors that provide the best customer support, like Rhoda Lewis, who I highly recommend. She worked tirelessly on my case, explaining ever detail to me willingly. She demonstrates a true interest in her clients. I appreciate how she patiently walked me through what to do, step by step. I now have control over my finances, as a result my life is much more peaceful and I can focus on what matters. Thank you!
Peggy Bulger
15:10 14 Jun 22
Very helpful and friendly! I am more than satisfied with my experience here. And more than happy with the outcome! Would definitely recommend .
Colleen H
12:50 14 Jun 22
Jerry at David SKLAR helped me thoroughly understand my options and made me feel at ease. If you are looking at this type of service/help, I 100% recommend you give them a call.
ariezel erandio
21:33 06 Jun 22
Rhoda is a wonderful person, She help me and guided me throughout the process. I couldn’t do it without her support and expertise. Now I can start fresh and full of hope of a better life ahead of me.
Aliya H
12:11 04 Jun 22
The service I recieved from David Sklar and Associates was great. I was able to meet with Christin Sylver. She is kind, understanding and, professional. She was able to answer all the quesions that I had regarding my debt. At the end of our meetings, I felt that there is a heavy burden lifted from my shoulders. I recommend Chistine to anyone who is looking into debt relief.
Patty Murphy
21:34 18 May 22
Jerry is a very patient person, he answered all my questions and made this experience so smooth and easy for me. I was not sure what to expect but dealing with him made me feel so much better. He sure knows what he is doing and how to put people at ease for sure (should have done this long ago). I recommend him to anyone I am so glad I had him on my side and now to do my part. Thanks Jerry ur greatPattie
Debbie Livingston
01:24 11 May 22
Rhoda Lewis helped me achieve a fresh start two and half years ago! She was very professional with a very warm, caring personality! I emailed her today with a question and she responded quickly. She's great at her chosen profession!!
Cassandra Keenan
21:05 10 May 22
Nothing but good things to say about Jackie. She was so nice and so understand and everything was so quick and easy. In a matter of a week, there was the solution that I never thought was possible. Thank you so very much for everything that you have done. ❤️❤️❤️
Hubert Z
03:08 10 May 22
I was in a lot of debt and stress, Jackie Stanley with David Sklar & Associates was very professional, and extremely helpful with getting out of debt. I should of did this sooner, they take the all the weight and stress of a persons shoulders, amazing team at David Sklar & Associates!!
prettylush 13
02:42 10 May 22
Jackie helped me out during a really tough time and she made the entire process very easy and painless. I highly recommend reaching out to her if you find yourself in any financial trouble. You won’t be disappointed!
Kipyego arap Serem
19:00 09 May 22
I had a good experience with Jackie. Making appointment to see her was easy and follow up was great. I appreciated the detailed information she gave and the clear explanation of the options I had. While I landed on this company without anyone's recommendation, I will be happy to recommend their services to those who need them.
Ankita Sisodia
18:51 09 May 22
Jackie has been really helpful with my issues. She is approachable and friendly and I recommend her to anyone trying to access her services.
Christina Ivany
15:52 07 May 22
The service that was provided to me from Trina at David Sklar and Associates was nothing but superb! I was referred to them through family, and Trina was nothing but understanding and so so so helpful! Every part of the process was smooth and efficient and she explained everything to me so I would be able to understand the process. Can’t believe the weight that has been lifted off my shoulders. Thank you so so much Trina!
Linda Bennett
15:29 06 May 22
I’m so glad that I spoke to Rhoda. I was nervous having to claim bankruptcy, but Rhoda is very resourceful and has a wonderful way of putting you at ease. I felt like I was speaking to my best friend. Rhoda from the bottom of my heart thank you for your help and kindness it goes along way. Linda Bennett
Emma Higgins
19:14 02 May 22
I was absolutely terrified of admitting I needed help and was in a tough position where my best option was to file for bankruptcy. As someone with severe anxiety it was one of the hardest calls I had to make but once I spoke with Trina at David Sklar she immediately made me feel at ease and like I was in good hands. I mostly dealt with Trina and Eva who were so kind and communicative throughout the whole process and made it as painless as possible.I did briefly speak with a couple of other associates from time to time and they were also equally as lovely. The reviews for this company obviously say a lot about these guys and it rings true. I’m not someone who usually writes lengthy reviews but I am happy to recommend David Sklar and associates for anything. Thank you guys for always treating your clients like human beings and always being available for questions or concerns.
Jan Toone
00:43 28 Apr 22
I’m finally debt free! I made the right decision by contacting David Sklar to help me with my debts. Grateful to his Associates, especially Cori Naron, she’s very approachable, knowledgeable and kind. She indeed helped me succeed (with her advices and experiences) to pay off my balance before my due date 😇. Her office at St. Clair Ave. West is very accessible as well. I can now focus with my other goals - for I am a mother of Four….
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Bankruptcy isn’t the only option!

Bankruptcy Vs Consumer Proposal

A consumer proposal is a substantial reduction of your debt through a negotiated settlement with your creditors, without interest or penalty. Only Licensed Insolvency Trustees (LIT) like us are federally regulated by the Canadian government to guide you through the process.

Make a decision your future self will thank you for and book your free consultation today.

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Our Canadian Debt Relief Solutions

We will help you understand all your options

Consumer
Proposal

An alternative to bankruptcy that can reduce your debts by up to 80%, without interest. 

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Personal
Bankruptcy

We will help you weigh the pros and cons and when needed, walk you through this process.

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Credit
Counselling

We help you establish better spending habits for a more financially responsible life.

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Debt
Consolidation

A better way of consolidating all your debts into one low monthly payment.

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There is no greater reward than knowing we made a difference in someone’s life!

Our customers say it best

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SEE HOW MUCH YOU CAN SAVE

A consumer proposal can reduce what you owe by up to 80%

$10,000 $250,000

Your Options
What you pay
Consumer Proposal (0% Interest)
$5,300
Do Nothing (19% Interest)
$15,564
Debt Consolidation Loan (30% Interest)
$19,411

* Calculations are made over a 5 year period

*This is a tool for comparisons purposes only. We have used average interest rates in these calculations and the most common consumer proposal terms. The exact results may vary depending on the actual interest rates of your debts and the exact status of your financial situation.

BOOK MY FREE CONSULTATION

Canadian Debt Relief Program

You've Got Nothing To Lose!

With years of experience as a Certified Insolvency Counsellor, and life experiences that have made her empathetic to people experiencing debt problems – Shirley helps her clients understand that everyone makes mistakes – but the secret to success is to learn from our mistakes and move on. Shirley helps people to help themselves – to take responsibility for their life choices and to know that with the right attitude and good work ethics – anything is possible.

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Serving Ontario in-person at one of our 21 locations or reach us online via video consultation.

Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT FREE.

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