David Sklar & Associates are licensed insolvency trustees & Credit Counsellors
We have been providing debt relief services across Ontario and the GTA since 1997. Dealing with your debt doesn’t need to be complicated or scary. Just let us know how much you owe and who you owe it to. Then we’ll explain all your options and customize a debt recovery plan that’s manageable for your unique situation.
Debt relief is right around the corner and we’re here to help every step of the way. You deserve a fresh start!
You Deserve A Fresh Start.
Bankruptcy isn’t the only option!
what is a consumer proposal?
It might sound too good to be true, but you can enjoy debt relief without filing for personal bankruptcy. There’s a little-known program available to all Canadian citizens called a consumer proposal, and our team is licensed to guide you through the process. It is possible to reduce your debts by up to 80% and only have one low monthly payment to make.
We are the #1 choice for a consumer proposal in Ontario. Let’s get started!
Our Canadian Debt Relief Solutions
We will help you understand all your options
An alternative to bankruptcy that can reduce your debts by up to 80%, without interest.
We will help you weigh the pros and cons and when needed, walk you through this process.
We help you establish better spending habits for a more financially responsible life.
A better way of consolidating all your debts into one low monthly payment.
There is no greater reward than knowing we made a difference in someone’s life!
Our customers say it best
Canadian Debt Relief Program
You've Got Nothing To Lose!
With years of experience as a Certified Insolvency Counsellor, and life experiences that have made her empathetic to people experiencing debt problems – Shirley helps her clients understand that everyone makes mistakes – but the secret to success is to learn from our mistakes and move on. Shirley helps people to help themselves – to take responsibility for their life choices and to know that with the right attitude and good work ethics – anything is possible.
We know you have a lot of questions, take some time to review our blogs
Frequently Asked Questions
If you struggle to make sure your bank account balances at the end of the month, it might be time to try out different budgeting
The pandemic had wide-reaching effects across Canada, upsetting the plans and financial goals of millions of Canadians who faced lost income and unemployment. In the
Serving Ontario in-person at one of our 21 locations or reach us online via video consultation.
Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT FREE.