Take Your First Step Towards A
Debt Free Life

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How We Can Help

Dealing with your debt doesn’t need to be complicated or scary. Just let us know how much you owe, who you owe it to, and how much you can afford to repay. Then we contact all your creditors to see if they will accept your offer. Once they agree to the offer, we combine all your debt into one low monthly payment, that you can afford. That’s what we do and that’s how we can help you Start Living Your Best Life™ Debt Free.

David Sklar & Associates Inc.
5.0
Based on 711 reviews
Wajay Awan
07:29 12 Oct 21
Very professional service. Before contacting David Sklar & Associates i contacted bunch of other firms they seemed fishy. After I spoke with Jason Sklar at Hamilton Office I discovered professionalism with hope. I was explained every step of my situation with solution professionally. Thank you David Sklar & Associates.
Bruce Locke
16:13 08 Oct 21
I met David a few months ago and i am glad I did. He has helped me all the way through my bankruptcy with good advice and explained every step of the process. David is a very down to earth and very professional. Anytime I've had a question I was able to reach out to David by phone or email and he always got back to me. If your struggling with your bills and need a way to get help, I strongly recommend David Sklar &Associates to help you. My experience with them on 1-5scale would be a 5;; My life is so much better now, thanks to David Sklar.
Denise Simpson
15:17 09 Sep 21
I have had the privilege of being supported by Jackie S, at David Sklar n Associate.She was helpful, professional and friendly. I was able to get the help I needed at a difficult time in my life. I would recommend anyone who needs support with working out their debts to ask for Jackie, she will be waiting to assist however she can to help you through your debts. She works with a team who is always ready and responsive.Thank you Jackie and your team:)
Alex Lamparter
13:07 03 Sep 21
My experience with Ashley Carter at David Sklar and Associates was very pleasant and professional. The process was made easy by Ashley with her help in answering my questions and concerns.
Nicole Minister
17:43 02 Sep 21
Ashley she was extremely helpful,super friendly and understanding my situation. I am very please for the service I received and I will recommend this Company to anyone in need of consolidating. Thanks so so much.
rr 28
12:44 21 Aug 21
I finally pulled the trigger and seek help from this team. I tried to pay my debt in the way it should be until the pandemic made it even worst and couldn't keep up with my payments anymore. Jackie is an amazing person, I told her the problem, she gave me the solution and gave me a variety of options and walked me through the process. That simple. Thank you so much.
Vi Smith
18:09 13 Aug 21
Dealing with Jackie made the process so much more comfortable. From my first phone call with her I never felt like I was being looked down on. Jackie made this as easy as being in this situation could be.
fidel Cruz
14:35 24 Jun 21
I have to say, I never thought that such process could have been so quick and easy. But then again I guess that's what happens when you deal with professionals. I dealt personally with Rodha Lewis, who was very attentive to my personal issue and very professional on her work. She's someone who will actually take her take and talk to you about the process and help you as much as she can. I am very grateful to her and very appreciative of her work. I couldn't have dealt with someone better. Thank you very much Rodha for your work.
Maria Curbelo
13:43 23 Jun 21
I just completed my proposal and I am thrilled. Rhoda was delightful to work with. She helped me end the phone calls and start rebuilding my life. I highly recommend the services here and will always recommend to anyone who asks. Definitely seek out their services if you are in need of some help.
Jelena Petrovic
18:06 20 Jun 21
Very professional and fast service! Also, personable!.. they don't treat you like a number, but like a person.From the time I first contacted them, until I was set up there has been not more than 7 days.I dealt with Jackie, she was great!
Mark Simmonds
21:50 16 Jun 21
I would just like to say thank you to David Sklar & associates for helping me out in this difficult time I was in way over my head, I was introduced to Jackie Stanley, at that moment things got better the calls stop. Jackie was so professional helpful, trusting answered all my calls all my Text, and emails professionally and respectful!! I can’t believe it, and now I’m gonna build my credit rating back up and have my life back Thank You, Jackie Stanley at David Sklar& associates, for doing an outstanding Job!!!!
Richelle Barriault
17:57 16 Jun 21
I am not very good at putting words together especially when your speechless for all the help from such a friendly happy non judgemental team. From being financially stressed and depression hitting all at once I connected with Jackie Stanley💯❤❤ from David Sklar team in a whole other level,she is an absolutely joy to deal with and very informative let me know there is light at the end of the tunnel.. despite my struggle the amazing lady Jackie Stanley was able to put a smile on my face and make me laugh super happy and grateful 🙏I was able to connect with her from David Sklar &Associates team I 💯 percent recommend her (Jackie Stanley) and will continue to recommend her. To any one looking to get out of debt or have any questions belive me when I say you will not be disappointed with Jackie she's such a great person and I'm lucky to have been able to recieve the help and guidance from such a wonderful person and you will be also...look no further no where but up from here ...Thank you So so much Jackie much appreciated
Grace Muller
17:55 25 May 21
I must admit that I am so glad I called! I spoke to Rhoda Lewis who right away made me feel at ease. She's so caring and supportive I highly recommend her. Thanks to her my life is now on track! Thank you David Skylar & Associates Inc!
Nicholas Burnett
17:07 19 May 21
Very professional and courteous. Jackie was very helpful and understanding. She was happy to answer any questions I had and we were able to process everything quickly with no hassle.
HN
23:00 06 May 21
I would say my experience with David Sklar was spectacular, they made it really easy for my through the whole process and now 9 months later my bankruptcy is discharged.i would recommend David Sklar to anyone.
A M
14:39 04 May 21
I had a nagging defaulted student loan that was holding me back. There were a few smaller issues that were compounding. The lockdowns really forced me to look into building back my credit and starting fresh.Ashley at David Sklar & Associates at the Keele and Finch location was a blessing. She was thorough in her explanations and answered any concerns I had. She gave me the options and let me decide what was best. After conferring with her, I decided bankruptcy was the best option. She made the process of filing for bankruptcy easy.There's nothing to be afraid of. Stigma attached to bankruptcy but you can reset if you work hard to make it happen.I highly recommend speaking with Ashley if you have any concerns about debt solutions.
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It’s Your Choice

Find out what solution is right for you

At David Sklar & Associates, our Licensed Insolvency Trustees in Ontario have the experience and knowledge to help you get out of debt. 

We make it easy to reach our Licensed Insolvency Trustees during the pandemic by offering over the phone, video conferencing or in person consultations (by appointment only). Solving your debt problems should not be put on hold by the pandemic. It is important to know that the entire process can be completed via video conferencing and Docusign, there is no need to visit us in person.

Our Debt Relief Solutions

We will help you understand all your options

Consumer
Proposal

An alternative to bankruptcy that can reduce your debts by up to 80%, without interest. 

Personal
Bankruptcy

We will help you weigh the pros and cons and when needed, walk you through this process.

Credit
Counselling

We help you establish better spending habits for a more financially responsible life.

Debt
Consolidation

A better way of consolidating all your debts into one low monthly payment.

SEE HOW MUCH YOU CAN SAVE

A consumer proposal can reduce what you owe by up to 80%

$10,000 $250,000

Your Options
What you pay
Consumer Proposal (0% Interest)
$5,300
Do Nothing (19% Interest)
$15,564
Debt Consolidation Loan (30% Interest)
$19,411

* Calculations are made over a 5 year period

*This is a tool for comparisons purposes only. We have used average interest rates in these calculations and the most common consumer proposal terms. The exact results may vary depending on the actual interest rates of your debts and the exact status of your financial situation.

Get relief from the stress of debt!

You've Got Nothing To Lose!

We’re licensed by the government to offer Consumer Proposals that can help reduce your debts by up to 80%. After evaluating your finances, we speak with your creditors to negotiate a reduced payment. Once your offer is approved, you will have one low monthly payment to make without interest, collection calls will stop, and you keep all of your assets.

David Sklar & Associates can help you every step of the way. You have nothing to lose and everything to gain! 

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There is no greater reward than knowing we made a difference in someone’s life!

Our customers say it best

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We know you have a lot of questions, take some time to review our blogs

Frequently Asked Questions

7 locations to serve you better

Toronto (St. Clair & Bathurst)

416-652-0800

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North York (Don Mills & Sheppard)

416-498-9200

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Downsview (Finch & Keele)

416-667-1507

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Brampton (Hurontario & Steeles)

905-216-8100

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Hamilton (Main St W & McNab)

905-521-8686

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Mississauga (Dundas & Hurontario)

905-566-7905

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Pickering (Kingston Rd & Brock Rd)

905-426-1818

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