Debt Help Stories

Real People, Real Solutions

We help people from all walks of life and we can help you, too.

If you feel overwhelmed and helpless, know that you’re not alone in your struggles with debt. Below are real debt help stories of some of the inspiring people we’ve had the pleasure of working with to fix their debt problems and improve their lives.

Real-Life Success Stories Of People We've Helped

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Meet Dominic & Emily

Prioritizing family needs over financial goals.

Susan & Bob

Meet Susan & Bob

Standing Together After a Life-Changing Injury

Pamela Case Study

Meet Pamela

Loss and Recovery with a Consumer Proposal

Nate & Shelley: Credit Card Debt Spiral

Meet Nate & Shelley

Credit Card Debt Spiral

Paul & Nancy

Meet Paul & Nancy

Stopping Aggressive Bill Collectors

Freda-Insolvency Case Study

Meet Freda

Managing Excessive Debt on a Fixed Income

If you’re experiencing debt problems and are eager to find a solution, we can help you explore your options. No matter what financial difficulty you’ve found yourself in, we can map out a plan to get your finances back on track.

Our clients say it best

We take pride in what we do and hearing how we’ve made a positive change in our customer’s lives is the greatest reward we can receive.

We are here for you when you’re ready to live your best life debt free!

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What to expect from our supportive staff

Our business is built on exceptional customer service, we want you to know that we are focused on solving our customer’s debt problems and we will do everything in our power to insure we exceed your expectations.

We are here for you when you’re ready to live your best life debt free!

Kelly Silke
Kelly Silke
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Trina Powell is an excellent listener and completely non judgmental. She truly cares for her clients and goes out of her way to be available and to help even when that means she has to accommodate last minute life changes. She is incredibly smart and kind and takes the time needed to explain everything from start to finish. She is an incredible human being and only wants the absolute best for everyone she helps. The work she does is life changing and improving. I highly recommend her services and support to anyone else who is struggling with their debt loads to seek out her help. Trina will absolutely be there for you too and help you just as excellently as she did for me. I cannot say enough good things about her or the amazing work she does. Her patience, empathy, understanding, and dedication make her the absolute best. You should absolutely trust her with your life on the road to moving forward. Don’t be afraid you’re not alone and Trina will help you too.
Sheri Stevens
Sheri Stevens
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I am so grateful to Jackie Stanley with David Sklar & Associates. She has listened and worked with me to come to a reasonable solution. Jackie has provided so much information, walking me through everything. I couldn’t ask for a more patient, kind and understanding person to help me. I look forward to working with her through my time with David Sklar & Associates.
Bob Irvine
Bob Irvine
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Jackie Stanley is an extremely personable, friendly and professional representative with David Sklar & Associates. Her customer service skills are exemplary and her knowledge with regards to my situation and helping me with getting my life back on track was just amazing. She was very understanding of my issues, and took her time to make sure that I understood everything. At the end of my meeting with her I left feeling emotional but relieved to know now that my life can finally move forward. Jackie, you have been a great asset in my life and I will never forget your kindness. Mr. Sklar I would just like to say that you have a 5 Star representative in your associate Jackie Stanley. Respectfully, Bob
David
David
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After seeing your commercial play on CP24, I realized that it addressed all the questions and concerns I had about my financial situation. It all started with my one phone call to your office. I had the extreme pleasure of working with Cori Naron at your St. Clair West office in September 2022. She took the time to explain what my options were knowing that it was a very stressful situation with my debt load. She made me feel at ease with my decision to file a consumer proposal and outlined the benefits to me. She is thorough and her attention to detail is outstanding. While it takes a little while to reap the benefits of making this hard decision, she took the time to reassure me that it was in my best financial interest. Well done David Sklar & Associates for having such an amazing representative at your company and for allowing me to "get a fresh start"!
Christopher Rakobowchuk
Christopher Rakobowchuk
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Jerry Janiec is very knowledgeable and very helpful everything he explained to me was straightforward and very easy to understand. I'm very pleased to be working with Jerry to become debt free. I will definitely be recommending to any friends or colleagues your services. Thank you again for helping me get on the road to be debt free. 5 Stars is well deserved.
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Why Debt Problems Can Happen to Anyone

Debt problems are often stigmatized as a result of reckless spending, poor money management, or lack of foresight. However, at David Sklar & Associates, we know from experience that this isn’t always the case. In fact, many people facing severe debt problems find themselves in their situation through no fault of their own, such as an unexpected job loss, a family member falling ill, a costly divorce, or a failed business.

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Sadly, the stress and financial hardship that debt causes can lead people to blame themselves, resulting in feelings of shame, guilt, and low self-worth. At our firm, we provide a safe, supportive, and judgment-free zone for individuals and families to discuss their debt challenges openly. We believe that everyone deserves the opportunity to free themselves from crippling debt payments and offer tailored debt solutions with compassion, empathy, and respect.

Don’t let debt problems keep you from enjoying time with loved ones or pursuing your passions. Our clients have found success in regaining control of their finances, and we believe you can too. With our help, you can create a plan to deal with your debts and transform your life. Book your free, no-obligation consultation today and take the first steps toward a debt-free future. Remember, everything is going to be okay.

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Debt relief with a Consumer Proposal

We’ve helped thousands of Canadians reduce their debt with a Consumer Proposal. 

Take a moment to learn about the benefits of consolidating your debt with a Consumer Proposal. Our team of Licensed Insolvency Trustees will help you every step of the way.

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Find out how much you can save with our Consumer Proposal Debt Calculator

Use the slider below to tell us how much you owe and we will show you how much you can save!

*This calculator simply provides an estimate of the total savings you could receive filing a consumer proposal. Actual results may vary as each financial situation is unique. Your actual payments will be based on your income, assets, and debts.

Do Not Include Mortgage or Car Loan Debt.

$10,000 $250,000

With a consumer proposal at 0% interest, you will only have to pay back:

$3,480/$58 per month

*This calculator is for demonstration purposes only. Your results may vary based on your unique financial situation.

Serving Ontario in person at one of our 22 locations or online via video consultation.

Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT Free.

Getting into debt is easy. Getting out is a different story.

But it's still possible!

Did you know there is a Canadian debt relief program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).

If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.

What our clients are saying.

Based on 1002 reviews
Karen Swan
I can't praise Cori enough from David Sklar & Associates. Cori's acceptance and understanding of the diverse needs and concerns of her clients shines through with zero judgement. She made this process smooth and relieved much of my stress and anxiety around debt. Thank you!
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Amanda Thomas
My husband worked with Chen Siga, he walked us through our options and then through the process of getting everything done. Everyone we dealt with was very helpful. Overall a wonder experience, we are so glad we contacted them and got the help we needed.
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REX ADAME Southern Ontario Canada
I have been surviving on paycheck-to-paycheck basis and could not go any further because the lending interests just accumulated beyond what I can afford. Fortunately, a good friend recommended Grace Cuffaro from David Sklar & Assoc. and I finally got to settle my financial obligations in a reasonable way. Don't go anywhere else; ignore those financial brokers and social media ads who just want more money from you - go directly to the people who can really save you from drowning in debt.
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Darren Augustin
I recently had the privilege of working with Trina at David Sklar & Associates, and I cannot praise her enough. Trina’s commitment to her clients goes above and beyond the norm. Here’s why she stands out:Incredible Knowledge: Trina is well-informed and deeply understands her job. Her expertise shines through as she navigates complex processes effortlessly.Client-Centric Approach: Trina doesn’t just follow procedures; she genuinely cares about her clients. She takes the time to listen, empathize, and tailor solutions to their unique situations.Clear Communication: Explaining financial matters can be daunting, but Trina excels at breaking down each step of the process. Her clarity and patience make even the most intricate details understandable.Availability and Accommodation: Trina’s dedication extends beyond office hours. She accommodates last-minute changes and ensures her clients feel supported throughout their journey.In summary, Trina is a gem in the world of customer service. If you’re seeking debt resolution, don’t hesitate to reach out to David Sklar & Associates—and ask for Trina. You’ll be in capable, caring hands.Thank you, Trina, for making a difference!
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Urszula Kazula
Jerry Janiec is very helpful and professional. Thank you.
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David Siria
Unbelievable people who just want to help and I'm thankful
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Cindy McCormick
Jackie is awesome!Thank you for pointing me in the right direction.
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Alexander Mikhyeyev
Professional, knowledgeable and people oriented. Unfortunately for me, I had to ask for their assistance a few time and never regret about their service. 5 out of 5. Highly recommended.
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We are David Sklar

Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too. 

We know this is stressful, but you're not alone.

It’s going to be okay.
Book your free consultation today. We’ll do the rest.

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Book your free consultation.

Call 1-844-962-9200 or fill out the form below. We’ll do the rest.

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