Debt Help Stories
Real People, Real Solutions
We help people from all walks of life and we can help you, too.
If you feel overwhelmed and helpless, know that you’re not alone in your struggles with debt. Below are real debt help stories of some of the inspiring people we’ve had the pleasure of working with to fix their debt problems and improve their lives.
Real-Life Success Stories Of People We've Helped

Meet Dominic & Emily
Prioritizing family needs over financial goals.

Meet Susan & Bob
Standing Together After a Life-Changing Injury

Meet Pamela
Loss and Recovery with a Consumer Proposal

Meet Nate & Shelley
Credit Card Debt Spiral

Meet Paul & Nancy
Stopping Aggressive Bill Collectors

Meet Freda
Managing Excessive Debt on a Fixed Income
If you’re experiencing debt problems and are eager to find a solution, we can help you explore your options. No matter what financial difficulty you’ve found yourself in, we can map out a plan to get your finances back on track.
David Sklar
Our clients say it best
We take pride in what we do and hearing how we’ve made a positive change in our customer’s lives is the greatest reward we can receive.
We are here for you when you’re ready to live your best life debt free!
What to expect from our supportive staff
Our business is built on exceptional customer service, we want you to know that we are focused on solving our customer’s debt problems and we will do everything in our power to insure we exceed your expectations.
We are here for you when you’re ready to live your best life debt free!






Why Debt Problems Can Happen to Anyone
Debt problems are often stigmatized as a result of reckless spending, poor money management, or lack of foresight. However, at David Sklar & Associates, we know from experience that this isn’t always the case. In fact, many people facing severe debt problems find themselves in their situation through no fault of their own, such as an unexpected job loss, a family member falling ill, a costly divorce, or a failed business.

Sadly, the stress and financial hardship that debt causes can lead people to blame themselves, resulting in feelings of shame, guilt, and low self-worth. At our firm, we provide a safe, supportive, and judgment-free zone for individuals and families to discuss their debt challenges openly. We believe that everyone deserves the opportunity to free themselves from crippling debt payments and offer tailored debt solutions with compassion, empathy, and respect.
Don’t let debt problems keep you from enjoying time with loved ones or pursuing your passions. Our clients have found success in regaining control of their finances, and we believe you can too. With our help, you can create a plan to deal with your debts and transform your life. Book your free, no-obligation consultation today and take the first steps toward a debt-free future. Remember, everything is going to be okay.

Debt relief with a Consumer Proposal
We’ve helped thousands of Canadians reduce their debt with a Consumer Proposal.
Take a moment to learn about the benefits of consolidating your debt with a Consumer Proposal. Our team of Licensed Insolvency Trustees will help you every step of the way.

Find out how much you can save with our Consumer Proposal Debt Calculator
Use the slider below to tell us how much you owe and we will show you how much you can save!
*This calculator simply provides an estimate of the total savings you could receive filing a consumer proposal. Actual results may vary as each financial situation is unique. Your actual payments will be based on your income, assets, and debts.
Do Not Include Mortgage or Car Loan Debt.
With a consumer proposal at 0% interest, you will only have to pay back:
$3,480/$58 per month
*This calculator is for demonstration purposes only. Your results may vary based on your unique financial situation.
Serving Ontario in person at one of our 22 locations or online via video consultation.
Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT Free.
Getting into debt is easy. Getting out is a different story.
But it's still possible!
Did you know there is a Canadian debt relief program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).
If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.
What our clients are saying.
We are David Sklar
Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too.
We know this is stressful, but you're not alone.
It’s going to be okay.
Book your free consultation today. We’ll do the rest.