Debt Help Stories

Real People, Real Solutions

We help people from all walks of life and we can help you, too.

If you feel overwhelmed and helpless, know that you’re not alone in your struggles with debt. Below are real debt help stories of some of the inspiring people we’ve had the pleasure of working with to fix their debt problems and improve their lives.

Real-Life Success Stories Of People We've Helped

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Meet Dominic & Emily

Prioritizing family needs over financial goals.

Susan & Bob

Meet Susan & Bob

Standing Together After a Life-Changing Injury

Pamela Case Study

Meet Pamela

Loss and Recovery with a Consumer Proposal

Nate & Shelley: Credit Card Debt Spiral

Meet Nate & Shelley

Credit Card Debt Spiral

Paul & Nancy

Meet Paul & Nancy

Stopping Aggressive Bill Collectors

Freda-Insolvency Case Study

Meet Freda

Managing Excessive Debt on a Fixed Income

If you’re experiencing debt problems and are eager to find a solution, we can help you explore your options. No matter what financial difficulty you’ve found yourself in, we can map out a plan to get your finances back on track.

Our clients say it best

We take pride in what we do and hearing how we’ve made a positive change in our customer’s lives is the greatest reward we can receive.

We are here for you when you’re ready to live your best life debt free!

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What to expect from our supportive staff

Our business is built on exceptional customer service, we want you to know that we are focused on solving our customer’s debt problems and we will do everything in our power to insure we exceed your expectations.

We are here for you when you’re ready to live your best life debt free!

Kelly Silke
Kelly Silke
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Trina Powell is an excellent listener and completely non judgmental. She truly cares for her clients and goes out of her way to be available and to help even when that means she has to accommodate last minute life changes. She is incredibly smart and kind and takes the time needed to explain everything from start to finish. She is an incredible human being and only wants the absolute best for everyone she helps. The work she does is life changing and improving. I highly recommend her services and support to anyone else who is struggling with their debt loads to seek out her help. Trina will absolutely be there for you too and help you just as excellently as she did for me. I cannot say enough good things about her or the amazing work she does. Her patience, empathy, understanding, and dedication make her the absolute best. You should absolutely trust her with your life on the road to moving forward. Don’t be afraid you’re not alone and Trina will help you too.
Sheri Stevens
Sheri Stevens
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I am so grateful to Jackie Stanley with David Sklar & Associates. She has listened and worked with me to come to a reasonable solution. Jackie has provided so much information, walking me through everything. I couldn’t ask for a more patient, kind and understanding person to help me. I look forward to working with her through my time with David Sklar & Associates.
Bob Irvine
Bob Irvine
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Jackie Stanley is an extremely personable, friendly and professional representative with David Sklar & Associates. Her customer service skills are exemplary and her knowledge with regards to my situation and helping me with getting my life back on track was just amazing. She was very understanding of my issues, and took her time to make sure that I understood everything. At the end of my meeting with her I left feeling emotional but relieved to know now that my life can finally move forward. Jackie, you have been a great asset in my life and I will never forget your kindness. Mr. Sklar I would just like to say that you have a 5 Star representative in your associate Jackie Stanley. Respectfully, Bob
David
David
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After seeing your commercial play on CP24, I realized that it addressed all the questions and concerns I had about my financial situation. It all started with my one phone call to your office. I had the extreme pleasure of working with Cori Naron at your St. Clair West office in September 2022. She took the time to explain what my options were knowing that it was a very stressful situation with my debt load. She made me feel at ease with my decision to file a consumer proposal and outlined the benefits to me. She is thorough and her attention to detail is outstanding. While it takes a little while to reap the benefits of making this hard decision, she took the time to reassure me that it was in my best financial interest. Well done David Sklar & Associates for having such an amazing representative at your company and for allowing me to "get a fresh start"!
Christopher Rakobowchuk
Christopher Rakobowchuk
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Jerry Janiec is very knowledgeable and very helpful everything he explained to me was straightforward and very easy to understand. I'm very pleased to be working with Jerry to become debt free. I will definitely be recommending to any friends or colleagues your services. Thank you again for helping me get on the road to be debt free. 5 Stars is well deserved.
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Why Debt Problems Can Happen to Anyone

Debt problems are often stigmatized as a result of reckless spending, poor money management, or lack of foresight. However, at David Sklar & Associates, we know from experience that this isn’t always the case. In fact, many people facing severe debt problems find themselves in their situation through no fault of their own, such as an unexpected job loss, a family member falling ill, a costly divorce, or a failed business.

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Sadly, the stress and financial hardship that debt causes can lead people to blame themselves, resulting in feelings of shame, guilt, and low self-worth. At our firm, we provide a safe, supportive, and judgment-free zone for individuals and families to discuss their debt challenges openly. We believe that everyone deserves the opportunity to free themselves from crippling debt payments and offer tailored debt solutions with compassion, empathy, and respect.

Don’t let debt problems keep you from enjoying time with loved ones or pursuing your passions. Our clients have found success in regaining control of their finances, and we believe you can too. With our help, you can create a plan to deal with your debts and transform your life. Book your free, no-obligation consultation today and take the first steps toward a debt-free future. Remember, everything is going to be okay.

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Debt relief with a Consumer Proposal

We’ve helped thousands of Canadians reduce their debt with a Consumer Proposal. 

Take a moment to learn about the benefits of consolidating your debt with a Consumer Proposal. Our team of Licensed Insolvency Trustees will help you every step of the way.

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Find out how much you can save with our Consumer Proposal Debt Calculator

Use the slider below to tell us how much you owe and we will show you how much you can save!

*This calculator simply provides an estimate of the total savings you could receive filing a consumer proposal. Actual results may vary as each financial situation is unique. Your actual payments will be based on your income, assets, and debts.

Do Not Include Mortgage or Car Loan Debt.

$10,000 $250,000

With a consumer proposal at 0% interest, you will only have to pay back:

$3,480/$58 per month

*This calculator is for demonstration purposes only. Your results may vary based on your unique financial situation.

Serving Ontario in person at one of our 22 locations or online via video consultation.

Let’s talk about your debt relief options. Book a Free, no-obligation, consultation with us today and find out how you can Live Your Best Life™ DEBT Free.

Getting into debt is easy. Getting out is a different story.

But it's still possible!

Did you know there is a Canadian debt relief program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).

If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.

What our clients are saying.

Based on 890 reviews
Anthony Mcfeat
Very knowledgeable, helpful and fast service
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Deborah
I am so delighted to have found this company. They are the best. Everyone in the office is very nice never to busy to assist you. Thank you David Sklar and Shirley and associates for being you. 😊🌺😊
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Crystal Minaker
Trina was amazing and quick. No judgement was made and they all made me feel I made the right decision. Would highly recommend them
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Eldon Aubie
Trina was very easy to work with. Any questions I had were answered promptly. What seemed like a complicated process was explained in a clear manner that wasn't at all intimidating. It made for a more comfortable experience during a turbulent time.
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Kimberley Lyder-Niles
Jackie is very professional...I would recommend David Sklar to anybody especially knowing how understanding they are.
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Shayleen Muzi
I had Shirley and Kim take care of my finances. From the very first moment I spoke with Shirley I could sense how caring, professional and patient she was. She was also very understanding with my lack of financial knowledge and never made me feel dumb as some other companies have.Her and Kim were always very quick to respond to emails, always available if I called and answered my abundance of questions in such detail that I now believe I have a thorough understanding of how finances work. I am hopeful about my fresh financial start and very grateful I had the privilege of meeting and working with these two beautiful women.I also spoke briefly with Richard over zoom and he to was extremely friendly, patient and made sure I was well taken care of.I could not recommend David Sklar and Associates more. Thank you again.
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gary round
Good professional team! Jennifer is the best, helped me through everything and answered all my questions. Made the process easy! Would recommend Jennifer and the team at David Skylar.
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Marcelina Sunas
Christine and her team are amazing and professionals. I called for help and she responded right away to help me.thank you and I really appreciated for everything you do.
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We are David Sklar

Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too. 

We know this is stressful, but you're not alone.

It’s going to be okay.
Book your free consultation today. We’ll do the rest.

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Book your free consultation.

Call 1-844-962-9200 or fill out the form below. We’ll do the rest.

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