Credit Counselling

Establish better spending habits and find lasting debt relief – we can show you how!

david sklar debt relief credit counselling

What is credit counselling?

Credit counselling gives you the knowledge and resources to make better financial decisions and avoid debt problems. In Ontario (and elsewhere in Canada), credit counselling is mandatory after a successful discharge from a bankruptcy or consumer proposal.

Understanding how to properly manage your money may seem intimidating, especially if you’ve been overwhelmed by debt problems for many years. It can be tough to know where to start.

That’s where we come in!

Financial guidance from licensed professionals

At David Sklar and Associates, our team of Licensed Insolvency Trustees has provided credit counselling in Ontario since 1997. They’re patient, understanding and passionate about teaching people how to take control of their money.

By working with us, you’ll acquire first-class money management skills. With boldness and confidence, you’ll learn how to make your money work for you, not the other way around!

couple meeting with david sklar team about consumer proposal

The guidance you need to make better financial decisions.

We can’t understand why there’s no formal real-life financial education offered in our schools. No wonder there are so many Canadians drowning in debt—it’s simply not right!

That’s why we’re so passionate about helping people get control over their finances. 

debt calculator

Learn how to manage your debt!

In a comfortable, judgement-free environment, we’ll discuss your financial situation and carefully explain your debt relief options to you. We’ll share strategies with you that will help you learn how to budget, how to save, and how to manage credit.

You’ll finally be in a position to establish better spending habits, leading you to a financially free future.

What you’ll learn through credit counselling:

david sklar debt relief credit counselling couple
Kelly Silke
Kelly Silke
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The staff at David Sklar are absolutely life changing and phenomenal people to work with. They are a well dedicated team whose personal mission is to truly help you turn your life around. Don’t be afraid to call them. Don’t be afraid to be honest to ask for the help you need. Rest assured no matter your debt load they will assist without judgement and deliver with compassion the best way forward to legally seal your debts and give you a real chance again at life. I highly recommend their services. They changed my life. They will gladly help you too. My personal consultant Trina Powell is an incredible, smart, and extremely supportive ally. But know you’re in good hands no matter who they assign to help you. Change your life today and pick up the phone and call them you’ll only be sorry you waited so long.