Hitting bottom can be devastating, but it can also be the start of a financial recovery.

Find out how a serious injury and the financial fallout was handled by this remarkable Pickering family.

Caught in the credit-card/line-of-credit downward spiral, this Toronto family needed help.

Stan and Michel (not their real names) dealt with several years of unemployment and health issues before seeking help.

At 68 and living on a low fixed pension, Freda (not her real name) could no longer afford her large debt payments.

This Toronto family’s financial recovery was threatened by aggressive collection efforts.

The stress of hiding the financial mess she was in, led this Scarborough professional to get the help she needed.

In addition to the stress of a severely ill son, this Pickering couple was trying to deal with collection calls.

Yvette & Georges (not their real names) were facing one of their greatest fears, having to go into bankruptcy a second time.

Find out how ‘Susan’ (not her real name) is rebuilding her financial life, after losing it all to drug addiction.