Little Joe: Family First, Consumer Proposal in Pickering

Table of Contents

Pickering Consumer Proposal – ‘Little Joe’

Ten years after Dominic and Emily (not their real names) were married and moved to Pickering, their son Joseph was born. ‘Little Joe’ was the joy of his parents lives. Unfortunately, as he grew, it became clear that something was wrong.

Eventually, Joe was diagnosed as severely autistic. His doctors believed that he would require ongoing care and supervision for the rest of his life.

Emily gladly dedicated herself to providing the full-time care that was needed. Both her and Dominic believed it was the best thing for ‘Little Joe’ and their family. However, it meant that she was not able to bring in the second income that her and Dominic had come to rely on.

When Joe was old enough to start school, Emily thought she might be able to work outside the home again. Unfortunately, the school was not always able to manage Joe – and Emily found herself having to pick him up several times throughout the week, making even a part-time job an impossibility.

Although they received some financial assistance from the provincial government for the care of their son, Dominic and Emily found themselves slipping further and further into financial difficulty.

Finally, they were unable to pay all their debts and began to receive collection calls.

On the advice of a friend, they sought the help of David Sklar & Associates.

During their first meeting with Trina Powell, Estate Administrator they reviewed their financial situation in detail.

Total income $45,000 / year (including government assistance)

Total Unsecured debt: $30,000 on 4 credit cards (one was in Emily’s name the rest in Dominic’s)

No assets in excess of Ontario bankruptcy exemption levels

Both Dominic and Emily wanted to pay their creditors back as much as possible. After talking it over with Trina and the Trustee, they decided to file consumer proposals. The Trustee took care of filing the proposals, which were accepted by their creditors.

Dominic and Emily’s proposals were for combined total monthly payments of $315 to run for 60 months. Once the proposals had been filed, all collection calls stopped, and they were able to go back to focusing on their son. As a condition of their proposals, both Dominic and Emily attended credit counselling sessions.

Although their proposal payments are not yet fully completed, the relief of not having to deal with collection calls, has helped to reduce the stress on this remarkable couple.

To protect our clients’ privacy, aspects of this case study have been altered

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt, call us at 1-844-962-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

Share This!

I am very pleased with the experience with your company. Great customer service and very professional. They made me feel like dealing with caring and friendly people. Jackie is a sweet lady. All of them very helpful.
Carolina Marroquin
1708815208
I am very excited for the helpful service I receive from David sklar &Associates Inc ! My experience with coronation she is a professional and skill person! We'll done ✔ thank you very much, Gw
garfield wallace
1708730999
Great and friendly staff. They went out of their way to help me with the process. David Sklar and Associates are more then professionals. Christine sylver helped me with every steps, everytime I asked for more help she was always there for me with a smile. Very professional and patient. I want to thank Christine Sylver for everything she did to help me through this process and by giving me a new start.
ray pat
1708550360
I was so nervous to go and then i met trina beautiful compassionate understanding trina how lucky for me what a professional thank you thank you
Penelope Mather
1708303088
It was easy to get everything started and I am happy that I choose you, thank you.
Marina Granado
1707942981
I came in with a lot of anxietyChristine SylverHernee Templonuevogave me the confidence I needed
George Carvalho
1707837852
A great place to find out the best way to remove your debt. I discussed my problem with a with a fantastic lady who's named Grace. This lady showed me a couple of ways to lower my debt and I chose one. Thanks to Grace one day I will be out of debt, but until then my spending without cause has come to an end.To the staff and especially Grace of David Sklar and Associates thank you.Bob Barnesi will be one day out of debt
Robert Barnes
1707781618
A wonderful experience with a very depressing financial situation.Cori is easy to talk to and understand, with what she is describing.
Verble Daniels
1707699079
The staff at David Sklar are absolutely life changing and phenomenal people to work with. They are a well dedicated team whose personal mission is to truly help you turn your life around. Don’t be afraid to call them. Don’t be afraid to be honest to ask for the help you need. Rest assured no matter your debt load they will assist without judgement and deliver with compassion the best way forward to legally seal your debts and give you a real chance again at life. I highly recommend their services. They changed my life. They will gladly help you too. My personal consultant Trina Powell is an incredible, smart, and extremely supportive ally. But know you’re in good hands no matter who they assign to help you. Change your life today and pick up the phone and call them you’ll only be sorry you waited so long.
Kelly Silke
1707344543
This was an is an excellent experience for me because I am now able to retire comfortable in five years an debt free. Life seems to now begin. I should have done this earlier. But I did not have a company to do a consumer proposal with that I trust. Thank you for saving me.
Carilyn HoseinAdams
1707147259
js_loader
DS david skalr icon

Book your free consultation.

Call 1-844-962-9200 or fill out the form below. We’ll do the rest.

Contact Us