About Us

Why Choose David Sklar?

David Sklar & Associates Inc. is a supportive and caring firm of Licensed Insolvency Trustees that help people struggling with debt through a wide range of services such as Consumer Proposals, Division 1 Proposals, Bankruptcy & Credit Counseling. The team consists of knowledgeable, experienced, caring individuals who all have the same goal, to help you take control of your financial problems and Live Your Best Life Debt Free.

Since 1997, David Sklar & Associates has grown to include seven offices in the Greater Toronto Area and has helped thousands of people get out of debt.

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Whatever stage you are at, let me assure you, we can help.

There are many reasons people find themselves in financial difficulties. I’m sure you have tried your best to make your payments to your creditors, but perhaps it has just caught up with you. It can be a very stressful and overwhelming time. Maybe you’re at the stage where creditors are calling and harassing you; maybe you’re transferring money from creditor to creditor to cover the minimum payments; or maybe you’re anticipating that you will not be able to pay your creditors very shortly. Whatever stage you are at, let me assure you, we can help. 

All of my associates and employees follow the credo: “Treat people with respect and understanding and always go the extra mile to make a positive difference in someone’s life.” In the frightening and chaotic world of financial insolvency, we always aim to alleviate your current financial fears and provide hope for the future through positive and effective counselling.

My team shares the same passion and drive to not only erase your debt, but give you the proper tools and techniques to help build wealth. It’s important that you know what options and solutions you have. Come in for free consultation, and meet with us. Let us show you that there is hope and a way to financial freedom! The calls will stop, the stress will disappear, and you can then focus on building your future!

Best wishes,

David Sklar

David Sklar
Licensed Insolvency Trustee President

What is a Licensed Insolvency Trustee?

Licensed Insolvency Trustees (LITs) are federally regulated professionals who provide advice and services to individuals and businesses with debt problems. LITs help people make informed choices to deal with their financial difficulties.

Why should you consider consulting an LIT?

LITs are the only professionals authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies. For individuals who are in significant financial difficulty, these options may be the best solution.

Once a proposal or personal bankruptcy is filed, the LIT will deal directly with creditors on your behalf. In addition, unsecured creditors cannot continue or initiate any collection action or legal proceeding against you.

It is very important to ensure that you get financial advice and services from a qualified professional. When you choose an LIT, you can be confident that you are dealing with someone who has demonstrated they have the knowledge, experience and skills to be granted a licence from the Office of the Superintendent of Bankruptcy (OSB).

LITs are subject to ongoing oversight by the OSB and must adhere to federal standards of practice, including the Code of Ethics for Trustees.

If you have a difficulty with an LIT that you cannot resolve, you may file a complaint with the OSB and be assured that your complaint will be reviewed and assessed.

David Sklar & Associates Inc.
5.0
Based on 708 reviews
Denise Simpson
15:17 09 Sep 21
I have had the privilege of being supported by Jackie S, at David Sklar n Associate.She was helpful, professional and friendly. I was able to get the help I needed at a difficult time in my life. I would recommend anyone who needs support with working out their debts to ask for Jackie, she will be waiting to assist however she can to help you through your debts. She works with a team who is always ready and responsive.Thank you Jackie and your team:)
Alex Lamparter
13:07 03 Sep 21
My experience with Ashley Carter at David Sklar and Associates was very pleasant and professional. The process was made easy by Ashley with her help in answering my questions and concerns.
Nicole Minister
17:43 02 Sep 21
Ashley she was extremely helpful,super friendly and understanding my situation. I am very please for the service I received and I will recommend this Company to anyone in need of consolidating. Thanks so so much.
rr 28
12:44 21 Aug 21
I finally pulled the trigger and seek help from this team. I tried to pay my debt in the way it should be until the pandemic made it even worst and couldn't keep up with my payments anymore. Jackie is an amazing person, I told her the problem, she gave me the solution and gave me a variety of options and walked me through the process. That simple. Thank you so much.
Vi Smith
18:09 13 Aug 21
Dealing with Jackie made the process so much more comfortable. From my first phone call with her I never felt like I was being looked down on. Jackie made this as easy as being in this situation could be.
fidel Cruz
14:35 24 Jun 21
I have to say, I never thought that such process could have been so quick and easy. But then again I guess that's what happens when you deal with professionals. I dealt personally with Rodha Lewis, who was very attentive to my personal issue and very professional on her work. She's someone who will actually take her take and talk to you about the process and help you as much as she can. I am very grateful to her and very appreciative of her work. I couldn't have dealt with someone better. Thank you very much Rodha for your work.
Maria Curbelo
13:43 23 Jun 21
I just completed my proposal and I am thrilled. Rhoda was delightful to work with. She helped me end the phone calls and start rebuilding my life. I highly recommend the services here and will always recommend to anyone who asks. Definitely seek out their services if you are in need of some help.
Jelena Petrovic
18:06 20 Jun 21
Very professional and fast service! Also, personable!.. they don't treat you like a number, but like a person.From the time I first contacted them, until I was set up there has been not more than 7 days.I dealt with Jackie, she was great!
Mark Simmonds
21:50 16 Jun 21
I would just like to say thank you to David Sklar & associates for helping me out in this difficult time I was in way over my head, I was introduced to Jackie Stanley, at that moment things got better the calls stop. Jackie was so professional helpful, trusting answered all my calls all my Text, and emails professionally and respectful!! I can’t believe it, and now I’m gonna build my credit rating back up and have my life back Thank You, Jackie Stanley at David Sklar& associates, for doing an outstanding Job!!!!
Richelle Barriault
17:57 16 Jun 21
I am not very good at putting words together especially when your speechless for all the help from such a friendly happy non judgemental team. From being financially stressed and depression hitting all at once I connected with Jackie Stanley💯❤❤ from David Sklar team in a whole other level,she is an absolutely joy to deal with and very informative let me know there is light at the end of the tunnel.. despite my struggle the amazing lady Jackie Stanley was able to put a smile on my face and make me laugh super happy and grateful 🙏I was able to connect with her from David Sklar &Associates team I 💯 percent recommend her (Jackie Stanley) and will continue to recommend her. To any one looking to get out of debt or have any questions belive me when I say you will not be disappointed with Jackie she's such a great person and I'm lucky to have been able to recieve the help and guidance from such a wonderful person and you will be also...look no further no where but up from here ...Thank you So so much Jackie much appreciated
Grace Muller
17:55 25 May 21
I must admit that I am so glad I called! I spoke to Rhoda Lewis who right away made me feel at ease. She's so caring and supportive I highly recommend her. Thanks to her my life is now on track! Thank you David Skylar & Associates Inc!
Nicholas Burnett
17:07 19 May 21
Very professional and courteous. Jackie was very helpful and understanding. She was happy to answer any questions I had and we were able to process everything quickly with no hassle.
HN
23:00 06 May 21
I would say my experience with David Sklar was spectacular, they made it really easy for my through the whole process and now 9 months later my bankruptcy is discharged.i would recommend David Sklar to anyone.
A M
14:39 04 May 21
I had a nagging defaulted student loan that was holding me back. There were a few smaller issues that were compounding. The lockdowns really forced me to look into building back my credit and starting fresh.Ashley at David Sklar & Associates at the Keele and Finch location was a blessing. She was thorough in her explanations and answered any concerns I had. She gave me the options and let me decide what was best. After conferring with her, I decided bankruptcy was the best option. She made the process of filing for bankruptcy easy.There's nothing to be afraid of. Stigma attached to bankruptcy but you can reset if you work hard to make it happen.I highly recommend speaking with Ashley if you have any concerns about debt solutions.
Pilar
21:05 28 Apr 21
I highly recommend David Sklar & Associates Inc. They helped me with my finances along with the help of Ashley Carter whom assisted me thoroughly throughout the process of my Consumer Proposal. She is very friendly, professional and updated me occasionally through emails. With her tremendous help, I am very thankful to have accompanied someone like her!
Fribeda Fronda
19:14 27 Apr 21
In behalf of David Sklar & Associates, Ms. Ashley Carter had been working tremendously and diligently to make people’s lives easier and stress free. Through this debt free program, my husband and I had been relieved from the headaches and worries of our financial standing before. Ashley, a soft spoken lady was very approachable and listened to our concerns. She explained to us very clearly the good things that will happen to our best interest. I believe that she is a great asset to the company and an excellent counsellor. My husband and I can’t thank you enough, Ashley, for all your help during those times when we needed it most. As of now, we are enjoying life in our seventies, though how simple it is we are happy because we have the assurance that sooner we will be debt free. Thank you so much Ashley for your kindness and for always being there for us. May God bless you more especially with good health.
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Canadian Business Award for Licensed Insolvency Trustee Of The Year

Awarded by CV Magazine, the Canadian Business Awards are given to companies across Canada based on their merit, achievements, and an assessment of their services and customers satisfaction.

NO.1 in Trustpilot’s Canadian Bankruptcy Service Category

Trustpilot is a third-party aggregator that receives over 500,000 reviews of businesses every month. David Sklar & Associates has achieved a five-star rating with over 900 reviews thanks to the overwhelmingly positive response from their clients for debt relief.

ThreeBest Rated Top 3 Spot in Every City with a David Sklar & Associates Office

ThreeBest Rated is a website that hand picks businesses from across Canada and the world. Researchers identify the top three businesses in every category by city based on ratings, reviews, complaints, and customer satisfaction. With three locations in Toronto and branch offices in Mississauga, Brampton, Pickering and Hamilton, David Sklar & Associates has achieved the rare honour of a top three spot in every city with an office.

Awards and Accolades

David Sklar & Associates has been recognized with multiple awards for providing service that goes above and beyond. Our business is built on exceptional customer service, and we are focused on solving our customers debt problems. We will do everything in our power to insure we exceed our customers expectations.

Top 60 Debt Free Blog Award From Feedspot

Feedspot’s Debt Free Blog Award recognizes the best resources on the internet for individuals going through bankruptcy and Consumer Proposals. David Sklar’s debt free blog is a wealth of information on the insolvency process.