About Us

David Sklar & Associates

David Sklar & Associates Inc. is a supportive and caring firm of Licensed Insolvency Trustees that help people struggling with debt through a wide range of services such as Consumer Proposals, Division 1 Proposals, Bankruptcy & Credit Counseling. The team consists of knowledgeable, experienced, caring individuals who all have the same goal, to help you take control of your financial problems and Live Your Best Life Debt Free.

Since 1997, David Sklar & Associates has grown to include seventeen offices in the Greater Toronto Area and has helped thousands of people get out of debt.

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Whatever stage you are at, let me assure you, we can help.

There are many reasons people find themselves in financial difficulties. I’m sure you have tried your best to make your payments to your creditors, but perhaps it has just caught up with you. It can be a very stressful and overwhelming time. Maybe you’re at the stage where creditors are calling and harassing you; maybe you’re transferring money from creditor to creditor to cover the minimum payments; or maybe you’re anticipating that you will not be able to pay your creditors very shortly. Whatever stage you are at, let me assure you, we can help. 

All of my associates and employees follow the credo: “Treat people with respect and understanding and always go the extra mile to make a positive difference in someone’s life.” In the frightening and chaotic world of financial insolvency, we always aim to alleviate your current financial fears and provide hope for the future through positive and effective counselling.

My team shares the same passion and drive to not only erase your debt, but give you the proper tools and techniques to help build wealth. It’s important that you know what options and solutions you have. Come in for free consultation, and meet with us. Let us show you that there is hope and a way to financial freedom! The calls will stop, the stress will disappear, and you can then focus on building your future!

Best wishes,

David Sklar

David Sklar
Licensed Insolvency Trustee President

What is a Licensed Insolvency Trustee?

Licensed Insolvency Trustees (LITs) are federally regulated professionals who provide advice and services to individuals and businesses with debt problems. LITs help people make informed choices to deal with their financial difficulties.

Why should you consider consulting an LIT?

LITs are the only professionals authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies. For individuals who are in significant financial difficulty, these options may be the best solution.

Once a proposal or personal bankruptcy is filed, the LIT will deal directly with creditors on your behalf. In addition, unsecured creditors cannot continue or initiate any collection action or legal proceeding against you.

It is very important to ensure that you get financial advice and services from a qualified professional. When you choose an LIT, you can be confident that you are dealing with someone who has demonstrated they have the knowledge, experience and skills to be granted a licence from the Office of the Superintendent of Bankruptcy (OSB).

LITs are subject to ongoing oversight by the OSB and must adhere to federal standards of practice, including the Code of Ethics for Trustees.

If you have a difficulty with an LIT that you cannot resolve, you may file a complaint with the OSB and be assured that your complaint will be reviewed and assessed.

David Sklar & Associates Inc.
5.0
Based on 740 reviews
Patty Murphy
21:34 18 May 22
Jerry is a very patient person, he answered all my questions and made this experience so smooth and easy for me. I was not sure what to expect but dealing with him made me feel so much better. He sure knows what he is doing and how to put people at ease for sure (should have done this long ago). I recommend him to anyone I am so glad I had him on my side and now to do my part. Thanks Jerry ur greatPattie
Debbie Livingston
01:24 11 May 22
Rhoda Lewis helped me achieve a fresh start two and half years ago! She was very professional with a very warm, caring personality! I emailed her today with a question and she responded quickly. She's great at her chosen profession!!
Cassandra Keenan
21:05 10 May 22
Nothing but good things to say about Jackie. She was so nice and so understand and everything was so quick and easy. In a matter of a week, there was the solution that I never thought was possible. Thank you so very much for everything that you have done. ❤️❤️❤️
Hubert Z
03:08 10 May 22
I was in a lot of debt and stress, Jackie Stanley with David Sklar & Associates was very professional, and extremely helpful with getting out of debt. I should of did this sooner, they take the all the weight and stress of a persons shoulders, amazing team at David Sklar & Associates!!
prettylush 13
02:42 10 May 22
Jackie helped me out during a really tough time and she made the entire process very easy and painless. I highly recommend reaching out to her if you find yourself in any financial trouble. You won’t be disappointed!
Kipyego arap Serem
19:00 09 May 22
I had a good experience with Jackie. Making appointment to see her was easy and follow up was great. I appreciated the detailed information she gave and the clear explanation of the options I had. While I landed on this company without anyone's recommendation, I will be happy to recommend their services to those who need them.
Ankita Sisodia
18:51 09 May 22
Jackie has been really helpful with my issues. She is approachable and friendly and I recommend her to anyone trying to access her services.
Christina Ivany
15:52 07 May 22
The service that was provided to me from Trina at David Sklar and Associates was nothing but superb! I was referred to them through family, and Trina was nothing but understanding and so so so helpful! Every part of the process was smooth and efficient and she explained everything to me so I would be able to understand the process. Can’t believe the weight that has been lifted off my shoulders. Thank you so so much Trina!
Linda Bennett
15:29 06 May 22
I’m so glad that I spoke to Rhoda. I was nervous having to claim bankruptcy, but Rhoda is very resourceful and has a wonderful way of putting you at ease. I felt like I was speaking to my best friend. Rhoda from the bottom of my heart thank you for your help and kindness it goes along way. Linda Bennett
Emma Higgins
19:14 02 May 22
I was absolutely terrified of admitting I needed help and was in a tough position where my best option was to file for bankruptcy. As someone with severe anxiety it was one of the hardest calls I had to make but once I spoke with Trina at David Sklar she immediately made me feel at ease and like I was in good hands. I mostly dealt with Trina and Eva who were so kind and communicative throughout the whole process and made it as painless as possible.I did briefly speak with a couple of other associates from time to time and they were also equally as lovely. The reviews for this company obviously say a lot about these guys and it rings true. I’m not someone who usually writes lengthy reviews but I am happy to recommend David Sklar and associates for anything. Thank you guys for always treating your clients like human beings and always being available for questions or concerns.
Jan Toone
00:43 28 Apr 22
I’m finally debt free! I made the right decision by contacting David Sklar to help me with my debts. Grateful to his Associates, especially Cori Naron, she’s very approachable, knowledgeable and kind. She indeed helped me succeed (with her advices and experiences) to pay off my balance before my due date 😇. Her office at St. Clair Ave. West is very accessible as well. I can now focus with my other goals - for I am a mother of Four….
Keeping It Real With Sandy and Ang
17:15 21 Apr 22
I highly recommend this firm. Christine has been such a help and was very professional but kind I was treated with respect at a time when I was vulnerable and overwhelmed and Christine in a very short time made me feel at ease I didn't feel judged or looked down on. This was a hard decision for me to make but I am so glad I took the leap to move ahead with a plan that is showing light at the end of the tunnel.. Again I highly recommend this firm as well as Christine.
Keeping It Real With Sandy and Ang
12:57 21 Apr 22
I highly recommend this firm. Christine has been such a help and was very professional but kind I was treated with respect at a time when I was vulnerable and overwhelmed and Christine in a very short time made me feel at ease I didn't feel judged or looked down on. This was a hard decision for me to make but I am so glad I took the leap to move ahead with a olan that is showing light at the end of the tunnel.. Again I highly recommend this firm as well as Christine.
Brandon Podilczyk
20:25 19 Apr 22
It's been good talking an working with gurvinder he helped me out a lot with my issue I was having an want to say thanks
Alex Vrzovski
16:14 11 Apr 22
David Sklar & Associates really helped me. Specially Jackie Stanley, and the whole team. It was a difficult decision to make, but I was so glad I made it. It was like a huge weight off my shoulders and felt like never ending payments to creditors that needed to stop. With the Team at David Sklar it helped me reset my life again and giving myself a chance at it. Thank you so much for all your help I really appreciate it.
Ricky Oliveira
16:04 11 Apr 22
I definitely recommend going to see Jackie Stanleyto anyone who needs help with their financial stability. Not only was she very knowledgeable in the field, but she was super supportive and always keep your interests as their number one priority. Thanks for all your help!!!
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Canadian Business Award for Licensed Insolvency Trustee Of The Year

Awarded by CV Magazine, the Canadian Business Awards are given to companies across Canada based on their merit, achievements, and an assessment of their services and customers satisfaction.

NO.1 in Trustpilot’s Canadian Bankruptcy Service Category

Trustpilot is a third-party aggregator that receives over 500,000 reviews of businesses every month. David Sklar & Associates has achieved a five-star rating with over 900 reviews thanks to the overwhelmingly positive response from their clients for debt relief.

ThreeBest Rated Top 3 Spot in Every City with a David Sklar & Associates Office

ThreeBest Rated is a website that hand picks businesses from across Canada and the world. Researchers identify the top three businesses in every category by city based on ratings, reviews, complaints, and customer satisfaction. With three locations in Toronto and branch offices in Mississauga, Brampton, Pickering and Hamilton, David Sklar & Associates has achieved the rare honour of a top three spot in every city with an office.

Awards and Accolades

David Sklar & Associates has been recognized with multiple awards for providing service that goes above and beyond. Our business is built on exceptional customer service, and we are focused on solving our customers debt problems. We will do everything in our power to insure we exceed our customers expectations.

Top 60 Debt Free Blog Award From Feedspot

Feedspot’s Debt Free Blog Award recognizes the best resources on the internet for individuals going through bankruptcy and Consumer Proposals. David Sklar’s debt free blog is a wealth of information on the insolvency process.