We help you get out of debt

Whatever your situation, there is a debt-relief option for you.

Drowning in debt? We can get you in a life raft.

When you’re drowning in debt, it’s nearly impossible to think about anything else. The moment you allow yourself to feel happy about something, you worry if the next phone call will be the one that you won’t be able to financially recover from.

If debts are piling up and you’re struggling to stay financially afloat, we’re here for you.

We help folks from all walks of life with debt and we can help you, too.

Helping with compassion

We are a team of Licensed Insolvency Trustees (LIT) which means we can help you out of whatever financial difficulty you’ve found yourself in and we’ll do so with compassion.

No cost to you

We are federally regulated and it doesn’t cost you anything to meet with us to learn about the different debt options available to you. Not all debt solution providers can provide you with the knowledge or legal protection a Licensed Insolvency Trustee can. We do not work on commission and we will never ask you for any upfront fees.

With you every step

This can be a very stressful and overwhelming time. You might even have trouble sleeping. But rest assured that no matter how worried you are about your financial situation, we can help. We will clearly explain your options and help you start building a brighter financial future for yourself and your family.

Certified licensed professionals

Licensed Insolvency Trustees are not just federally licensed. They are federally regulated, too by the Office of the Superintendent of Bankruptcy (OSB) to ensure that they’re upholding the high standards of the job and not violating a strict code of ethics. These rules are in place to guarantee Canadians the support that they need when they’re at their most vulnerable.

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What to expect from our supportive staff

Our business is built on exceptional customer service, we want you to know that we are focused on solving our customer’s debt problems and we will do everything in our power to insure we exceed your expectations.

We are here for you when you’re ready to live your best life debt free!

Our customers

We take great pride in what we do. Hearing our customers talk about how we’ve made a difference in their lives is our greatest reward.

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Getting into debt is easy. Getting out is a different story.

But it's still possible!

Did you know there is a Canadian debt relief program federally regulated by the Canadian Government, designed to help citizens avoid claiming bankruptcy? This amazing program can only be administered by a Licensed Insolvency Trustee (LIT).

If you’re struggling to make your payments every month and creditors won’t stop calling, we can help.

What our clients are saying.

Based on 831 reviews

Melissa McAllister

I worked primarily with Christine, who was very friendly and outgoing. She was quick to help me, and explained everything I needed to know very well. She's quick to answer any questions I may have as well. The other members I spoke with were also very kind and jovial, and were happy to help me with anything they could. They made sure my proposal fit within my budget, and got everything going very quickly. I was happy to work with them, and would highly recommend their very friendly service!

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Luc Valade

Very processional and understanding of my situation. Thanks to all your team.

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Thomas

Jennifer Norton's exceptional assistance with my consumer proposal was life-changing. Her professionalism, expertise, and dedication were evident from the start. Jennifer's thorough explanations and attention to detail created a tailored proposal that set a clear path to financial freedom. She went above and beyond, advocating for my best interests and providing invaluable support. Thanks to Jennifer, I'm on track to a stress-free financial future. I wholeheartedly recommend her – she's not just a financial expert; she's a life-changer. Thank you, Jennifer!

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Ray Barkley

They made a difficult situation, easy thank you.

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fukinwith doug

I had a great experience with Christine from David Sklar & associates. Very professional, and easy to get through. Thank you

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Adrian Downey

Great customer service and a smooth process to get your finances on track. Informative and thorough.

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P Bains

From the moment I sat down in the office, I felt welcome and at ease. Grace Cuffaro was both friendly and highly informative. She is extremely knowledgeable and answered all of my questions in detail, making sure I understood before moving on. I was reassured throughout the process that I was making the right decision and that it was not uncommon nor anything to be ashamed of. I didn't expect my appointments to be such positive experiences, but that's exactly what they've been!

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A.L Thompson-Lawrence

I was in a tough financial position and found myself searching for relief. I came across David Sklar & Associates page when doing my research on financial advice. The reviews were amazing, but I was concern because I didn’t know what to expect. I made the decision to set up a consultation and had the pleasure to meet with Jennifer Norton. Right from the beginning, she was attentive, knowledgeable, and pleasant to meet with. The experience was painless and very educational. Jennifer made sure I understood my choices, answered my questions, and concerns promptly, in person, over the phone and via email. I’ve been working with Jennifer for a couple months now and I am pleased that Jennifer is the manager handling my file. I would and have recommend Jennifer Norton, David Sklar & Associates to anyone in need of direction regarding finances.

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We are David Sklar

Our team of Licensed Insolvency Trustees in Ontario can help you get out of debt and in control of your own financial future. We’ve helped thousands of people and we can help you too.

We know this is stressful, but you're not alone.

It’s going to be okay.
Book your free consultation today. We’ll do the rest.