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Toronto – West
David Sklar & Associates Inc. Toronto West Office


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Toronto Trustees in Bankruptcy

If you are considering declaring bankruptcy in Toronto, it’s time to talk to David Sklar & Associates. Working since 1997 as trustees in bankruptcy, now known as Licensed Insolvency Trustees, we have helped thousands of people across the Greater Toronto Area emerge from crushing debt and start their financial futures over.

Bankruptcy trustees at our Toronto – West office will educate you about the debt solutions available to you. Trustees in bankruptcy are regulated professionals who are experts in insolvency and debt relief. They provide the knowledge you need to make a better decision.

At David Sklar & Associates, you get a free, no-obligation consultation with a trustee in bankruptcy when you first come to us with your debt problems. To book a free consultation call 416-667-1507.

Reviews for Toronto-West Office

Bankruptcy Trustees in Toronto – West

You can get help from a bankruptcy trustee in Toronto – West at 1280 Finch West, or our second office in Toronto – West at 245 Fairview Mall Drive.


Toronto – West Office Location:
(Finch & Keele – nearest main intersection – Downsview)
Suite 406, 1280 Finch Avenue West (at Keele),
North York, Ontario
M3J 3K6
Phone: 416-667-1507
Access by:
  • Bus
  • Paid Parking – 1280 Finch Avenue West


Free Consultation with a Bankruptcy Trustee in Toronto

As part of your free consultation with a bankruptcy trustee in Toronto, we review your finances, income, expenses, and debts. This will show us several things, such as whether or not you’re insolvent and qualify for a consumer proposal in Toronto or bankruptcy.

You may have more options available to you than you think. Many of our clients come in expecting to go through the bankruptcy process, when in fact they may be able to repair their finances through a debt management program, debt consolidation, budgeting, or a consumer proposal in Toronto.

Bankruptcy vs. Consumer Proposals in Toronto

Bankruptcy is the most well-known option for insolvents, but the same law that governs bankruptcy in Canada also makes two other options available: consumer proposals and Division 1 Proposals. When you declare bankruptcy you must give up your assets to pay for unsecured debts. Though there are exemptions, it can be a major blow to your financial situation.

Bankruptcy trustees in Toronto encourage insolvents who qualify to get a consumer proposal if they are able. One of the major differences between consumer proposals and bankruptcies is that you get to keep your assets in a consumer proposal in Toronto.

If you file for a consumer proposal in Toronto, your creditors will take a vote. If the majority accepts your offer, all of your unsecured creditors will enter into a legally binding agreement in which you pay a reduced amount back over a period that could last up to 5 years. If you make all of your payments, you’re released from all the unsecured debt in your consumer proposal. A consumer proposal in Toronto means you can avoid bankruptcy, discontinue interest charges, and put a stop to collection efforts and legal actions against you.

A Division 1 Proposal offers relief for businesses and individuals with over $250,000 in debt, excluding their mortgage.

Options for Debt Consolidation in Toronto

Debt consolidation in Toronto can refer to several options available to you for getting out of debt. One option is a debt consolidation loan from a bank or a private lender. Be wary of debt consolidation loans with high interest, as they could get you deeper into debt. A debt management program can help you eliminate your credit card debt and other types of unsecured debt through monthly payments. Finally, if you’re insolvent, a consumer proposal in Toronto is straightforward way to find debt relief.

Why Contact a Trustee in Bankruptcy?

Only a trustee in bankruptcy can file bankruptcies or consumer proposals. If you need a consumer proposal in Toronto or you need to file bankruptcy, start with a free consultation at David Sklar & Associates. Call us at 416-667-1507 and the process of getting out of debt. In addition to our Toronto – West office, we have five other locations throughout the Greater Toronto Area.

Greater Toronto Area Offices – Location Details:
Toronto – MidtownMississauga – Etobicoke | Toronto – Head OfficeToronto – West | Pickering – Ajax | Brampton

As of April 1, 2016, bankruptcy trustee / trustee in bankruptcy is now known as a Licensed Insolvency Trustee or LIT.


Google Rating
GOOGLE Reviews for our Toronto – West Office atSuite 406, 1280 Finch Avenue West (at Keele), North York, Ontario M3J 3K6
tracey hordatt-reece
tracey hordatt-reece
12:46 05 Jun 18
I found the staff here to be very professional. They were helpful,courteous, and easy to talk to.They managed to take the stress out of a stressful situation. They walked me through the whole process step by step making sure that I fully understood.They guided me while listening to my thoughts on the whole matter. I would enthusiastically and without hesitation recommend the firm and the staff to all.
Spoony Crush
Spoony Crush
01:16 26 May 18
Great experience, Ashley was clear and simple in explaining how everything will happen. Reduced my debt big time. My phone hasn’t been this quiet in a while!!!
08:05 23 Mar 18
Very friendly staff, who are, above all, willing to help. Instructions are clear, concise, and given at every step of the way, through the process of your debt resolution. They are trustworthy, efficient, and ultimately committed to helping clients reach their financial goals. Definitely worth the call!
Josie Dart
Josie Dart
14:41 13 Mar 18
I wanted to give my greatest thanks to Ashley & David Skylar & Associates Inc. for all the continued support and encouragement they give me through my current financial situation. Every email, phone call & meeting I have had with Ashley has always made me feel 10x better & not so down and depressed. (we all know how much just thinking about financial issues can bring on anxiety never mind having to speak to someone openly about your situation). Thank you Ashley, for guiding me in the right direction - the gratitude and appreciation I have for your support & services are unimaginable.
Tiaa Samaroo
Tiaa Samaroo
00:54 22 Feb 18
I can’t say enough good things about Ashley Carter. A few months ago I walked into her office scared not knowing what to do and a complete stress ball. I was so scared to answer my phone if I didn’t know the caller. She sat me down gave my kids coloring books and explained every route I could take to become debt free. Within 10 minutes I could feel a weight being lifted off my shoulders, when I finally signed the papers the burden that was lifted was amazing. I made my monthly payments and I’m almost done! I saw Ashley today and she almost didn’t recognize me, I’m a completely different person because of her and the people at David Sklar. I can’t thank you all enough for giving me my life back!
lindy woods
lindy woods
19:52 05 Feb 18
Ashley has been so knowledgeable and thorough about my financial issues. Great personality, well seasoned, easy to talk to, compassionate and very full of hope.
barbee diaz
barbee diaz
17:37 24 Jan 18
The experience I had with David Sklar & Associates is very empowering. I met Ms. Ashley Carter she took care of my case and she did a great job! Very detail oriented, made me feel very welcome. Giving me good advice about my future finances gives me a sense of hope to get back on track, soon. Thank you for all your help and support!
Abdul Noor Nasir
Abdul Noor Nasir
01:41 13 Jan 18
Ashley carter is a wonderful lady. She is always out to help people. She supported us and explained the options we have in our particular circumstances. I feel very safe and secure after speaking with her. She responds clearly and quickly and is always sympathetic and helpful. Thanks Ashley
Jeff Straus
Jeff Straus
22:06 09 Dec 17
I'm at ease now that Ashley, from David Solar and associates,helped me find a debt solution best suited to my needs. I would recommend speaking to Ashley. I'm sure that she would be able to you to. J.
michael padmore
michael padmore
16:33 07 Dec 17
David Sklar&Associates to me is the only company I would recommend, to help you out with you're debt problems. I was a bit skeptical at first, but after reading so many good reviews, seeing the commercials, seeing that they had multiple locations it was very easy for me to go in and see if they could help me. I met with Ashley and she is amazing, very approachable and couldn't be anymore clear with explaining everything to me. Within 35 minutes everything was explained to me, no rush no pressure. Ashley explained everything to me, I asked a lot of questions and all of my qusstions were answered without any confusion. I have already recommended them to one of my friends. With staff like Ashley it is very easy and fast to be informed and put in the right direction about any debt situation.
Hemant Bunsee
Hemant Bunsee
00:16 23 Oct 17
It was a pleasure to work with Ashley of David Sklar & Associates Inc. Because of Ashley and her team, I am debt free, being a Father to my kids and a husband to my wife. I no longer have to think about my debts while having a conversation at home or at work. Today I live, smile with confidence. Thank you Ashley for your professional advice and making it a very comfortable experience for me.
Courtney Pryce
Courtney Pryce
16:21 20 Oct 17
Piece of mind is all I can say. I walked in to David Sklar with no where else to turn. Ashley's comforting way of assuring me that everything would get back on track with my financial status really put me at ease. She is fantastic and I highly recommend her and David Sklar and Associates. Keep up the fantastic work Ashley :)
Raju Verma
Raju Verma
22:40 15 Oct 17
Hi, I was going through a tough situation in January 2017 both financially and personally when I walked into the David Sklar office at 1280 Finch Avenue West. There I met Ashley for the first time and we discussed our options. Over the last 9 months she has been a rock of support and now I am in a much better place. I would highly recommend Ashley Carter and David Sklar & Associates Inc. for all your financial issues where a fresh start is needed. Thank you so much and keep helping others too !!!
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Trustpilot. West.
Congratulations to Our Toronto West Office for Receiving the Certificate of Excellence

for 2018!

West. Certificates.