Locations

Pickering – Ontario

Debt Relief – Pickering, Ontario

Our supportive and caring Licensed Insolvency Trustees in Pickering can help you regain control of your finances by providing solutions to significantly reduce your debt, giving you the tools to rebuild a better, more financially secure life.

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Trina Powell, Debt Solutions Manager – Pickering, Ontario

As a proven and successful Estate Administrator, Trina is able to combine her love of the law and her deep concern for the well-being of others. Recognizing the power of the Bankruptcy and Insolvency Act to help people who are in financial crisis regain control of their lives, Ashley is pleased to be a part of the process that gives others a ‘fresh start’. The relief that she sees in her clients, is one of her greatest rewards.

Start with a free consultation where Trina will provide you with a confidential assessment of your finances. Trina will help you find the best solution for your specific financial needs and take the time to explain every step of the process, ensuring you will feel confident about your decision. We are not here to judge you we are here to help you rebuild your finances and start living the life you deserve.

Richard Sklar, BA, CIRP, LIT

Your Licensed Insolvency Trustee in Pickering, Ontario

As a Chartered Insolvency Restructuring Professional and Licensed Insolvency Trustee, Richard has years of experience providing debt relief services to Ontario residents looking for a fresh financial start. Specializing in consumer proposal, bankruptcy, and credit counseling, Richard will explain all your options and customize a debt recovery plan that’s manageable for your unique situation. Many of our clients are surprised to learn there are more options than bankruptcy or debt consolidation! Our experienced team of non-judgmental, knowledgeable, and caring individuals all have one goal—to help you regain control of your finances. Schedule a confidential appointment today. You deserve a fresh start.

How Can a Licensed Insolvency Trustee Help You?

licensed insolvency trustee, formerly known as a bankruptcy trustee, is a professional that helps individuals and corporations dealing with insolvency (the inability to repay debts). A trustee can do everything from providing practical financial advice and budgeting tips to guiding individuals through the steps of filing for a consumer proposal or a bankruptcy.

Peggy Bulger
15:10 14 Jun 22
Very helpful and friendly! I am more than satisfied with my experience here. And more than happy with the outcome! Would definitely recommend .
Christina Ivany
15:52 07 May 22
The service that was provided to me from Trina at David Sklar and Associates was nothing but superb! I was referred to them through family, and Trina was nothing but understanding and so so so helpful! Every part of the process was smooth and efficient and she explained everything to me so I would be able to understand the process. Can’t believe the weight that has been lifted off my shoulders. Thank you so so much Trina!
Kristin Bates
20:36 01 Mar 22
Best Choice I could have made in a long time, was referred by a friend and so happy they did Trina is very polite & professional !!
Bongo Kidd1
13:36 12 Sep 20
I was looking for notary service ,this isn't what they do, but to how polite the secretary was when she answered the phone. I of to give them a 5*
Brook Hutchinson
12:19 07 Jun 20
Trina was very helpful in resolving all my debt problems
Bilal Khan
17:12 30 May 20
Trina and team are tru professionals. Trina always goes above and beyond to provide legendary service to her clients. She and her staff understand the need of clients very well and does go to any extent to provide that financial freedom with their programs. I highly Recommend Trina and her team at David Sklar.
Debra Grant
14:53 02 Apr 20
Hi ... I met with Trina at the Pickering Office of David Sklar, abouttwo month's ago. I was very worried about my financial situation,since I was unable to keep up with my bills. Trina was incrediblyhelpful, and assured me that everything will be fine. She offereddifferent options that were available to me, and did this in a verysoft, compassionate way. I never felt pressured, or rushed duringthis consultation. After discussing my concerns, and having Trinaanswer many questions that I had, I chose the best option that Ifelt was best for me. Now, two month's later, Trina is there for meany time I have a question to be answered. Everything is goingexactly as I had hoped. I would highly recommend Trina to anyperson going through financial difficulties, since her experiencewill definitely help you resolve your situation. She is there for youevery step of the way .
Donna Giorgi
19:13 20 Mar 20
I was taken care of in such an awsome way that it is really hard to but in words,Trina is very passionate about her work ethics, and really understand what you are going through. I am so grateful for Trina and her co worker's they are a great team.
HOLLY MITCHELL
19:40 12 Mar 20
Trina is the lady that’s assisting me with my fresh start, and she’s awesome! Very understanding and professional. Every concern was answered with no surprises. As this isn’t an easy decision for anyone, it was as pain free as it could be! Thanks 🙂
Matthew Lane
20:17 04 Mar 20
Trina is great, very helpful, knowledgeable, and patient with my endless questions.
Robert Hoffman
22:29 28 Jan 20
It was a hard pill too swallow that i needed help. Once I got there Trina made me feel better about what i needed to do . I would like to thank Trina Powell for all the help.
Colleen S
22:51 22 Jan 20
I had the pleasure of working with Trina throughout my Proposal. She was extremely kind and empathetic towards my situation. If I had any questions or concerns, she was just 1 phone call away. I would recommend her to anyone in a heartbeat!
Andrew Moore
23:14 16 Jan 20
I highly recommend Trina powell, she is highly experienced at what she does. If you are looking for a fresh Financial start please get in touch with Trina Powell. Thank you once again Trina.
Saige Cooper
22:25 15 Jan 20
Trina has made me feel so comfortable during this process and has given me some great advice! I now feel very confident in my financial future and I highly recommend David Sklar & Associates - Trina in particular, thank you so much for your help!!
Alicia Cox
16:20 11 Jan 20
Trina you are awesome, you have made this experience so easy and you have helped me so much I cannot tell you how much I appreciate your help you are an amazing person thank you
People Motherland
09:55 11 Jan 20
When I was booked for an appointment with Trina, I was over stressed and very ill. She quickly put me at ease with her calm and positive personality. Trina was outstanding, very patient, and extremely knowledgeable. She handled my issue with superior professionalism until full resolution.Trina is one of those rare individuals who 'blossoms' your life regardless of how bad things are, from the moment you first meet her. Trina, you are truly a wonderful, courteous and awesome person.  Thank you for caring,  for helping me to get my life back and to now concentrate on my health. You have given me the best gift to start the New Year. Thanks a Million! You deserve even more ★★I definitely recommend Trina at David Sklar Pickering office to anyone in need of financial assistance. With great appreciation, Olga S.L.
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Consumer Proposal – Pickering

A Consumer Proposal is a legally binding agreement offered by the federal government that significantly reduces the amount of debt you owe to your creditors. A consumer proposal is a popular alternative to bankruptcy as it consolidates and reduces the total amount of debt you owe, stops accumulating interest charges, stops wage garnishment, stops legal action, provides relief from collection calls and allows you to keep your assets. 

At David Sklar & Associates we will help you every step of the way through the proposal process to present the best offer possible to your creditors. After your proposal is accepted by your creditors you will be asked to make monthly payments for up to 5 years, that are based on your income, expenses, assets and what you can afford to pay. The proposal is a fair solution for everyone involved. Speak to our Licensed Insolvency Trustee in Pickering first to understand all of your options.

Personal Bankruptcy – Pickering

We understand that most of the people we help never imagined they would find themselves in such a difficult financial crisis. Most of the people we work with tend to be hard-working, honest people who, often for reasons beyond their control, are simply not able to pay back their debts.

Before we recommend personal bankruptcy, we work closely with you to see if any other debt repayment options can be used as an alternative, like a Consumer Proposal. Only when we are satisfied that personal bankruptcy is in your best interest, do we recommend this process. Speak to our Licensed Insolvency Trustee in Pickering first to understand all of your options.

Debt Consolidation – Pickering

We’ve all seen the ads claiming how a debt consolidation loans can get you out of financial trouble and reduce your monthly payments. Yet, you should know there can be significant risks with this approach.

If you have missed even one payment or received a collection call, it may be too late to qualify for a bank loan. To get a debt consolidation loan from a bank, you will need a spotless credit history, steady income, equity in your home or a co-signer.

If you use the equity in your home and are unable to make the payments, you could lose your home. Frequently, people who take out debt consolidation loans don’t know about the hidden high interest fees and find themselves in even more debt than before.

Speak to our Licensed Insolvency Trustee in Pickering first to understand all of your options.

Income Tax Debt

Income Tax debt can be a difficult challenge to overcome. Our Licensed Insolvency Trustee’s in Pickering help people who are overwhelmed by their debt load and have fallen behind filing their Income Tax. We can help negotiate with Revenue Canada to accept a reduced amount on your outstanding taxes and put a stop to the interest charges and penalties.

During your free consultation we will discuss all your options and help you prepare the required documentation. This will include getting your Income Tax reporting up to date. We will then speak to CRA on your behalf and request a reduction to your unpaid taxes.

The results of filing vary from situation to situation, but our experience has been that Revenue Canada is reasonable in its handling of people looking to resolve their debts and not avoid financial responsibilities.

Student Loan Debt

Managing your Student loan debt is important. If you decide to declare bankruptcy seven/or more years after you have ceased to be a student (part/full), your student loans will be eligible for discharge.

Speak to our Licensed Insolvency Trustee in Pickering to review your current financial situation they will provide you will all the options available to help get you out of debt.

Our Clients Say It Best

We take pride in what we do and hearing how we’ve made a positive change in our customer’s lives is the greatest reward we can receive.

We are here for you when you’re ready to Live Your Best Life Debt Free!

Pickering Location