Locations

Mississauga, Ontario

Debt Relief – Mississauga, Ontario

Our supportive and caring Licensed Insolvency Trustees in Mississauga can help you regain control of your finances by providing solutions to significantly reduce your debt, giving you the tools to rebuild a better, more financially secure life.

Let's Get Started Today

Take your first step
towards a Debt Free Life

Jerry Janiec, Debt Solutions Manager - Mississauga, Ontario

With over 20 years of experience in the Insolvency Industry Jerry has the expertise to provide individually tailored debt relief solutions to clients from all walks of life. In addition to English, Jerry is fluent in Polish and has been helping clients in the Polish community all over Ontario understand their options when facing financial stress. Living with financial stress can impact both your professional and personal life. According to Jerry, “It’s so important that I get to know all of my clients on a personal level. My reward is knowing that I’ve helped rebuild my client’s financial future.”

Start with a free consultation where Jerry will provide you with a confidential assessment of your finances. Jerry will help you find the best solution for your specific financial needs and take the time to explain every step of the process, ensuring you will feel confident about your decision. We are not here to judge you we are here to help you rebuild your finances and start living the life you deserve.

Richard Sklar, BA, CIRP, LIT

Your Licensed Insolvency Trustee in Mississauga, Ontario

As a Chartered Insolvency Restructuring Professional and Licensed Insolvency Trustee, with years of experience and a proven ability to help his clients get the fresh financial start they need, Richard has taken on the additional task of helping those Toronto Area residents who are in need of debt management support, find their solutions at David Sklar & Associates. Richard knows that debt resolution is not the end – it is a new beginning – a fresh start for a brighter financial life.

David Sklar & Associates Inc. – Consumer Proposals & Licensed Insolvency Trustees

5.0

Based on 98 reviews

Dragana Filipovic

21:17 28 Feb 22

David Sklar&Associates Ins.My opinion matters to Jerry Janiec who is my trustee representative is more than excellent. I recommend strongly this place to all clients who need help and Jerry Janiec the best advisor.

Amanda Frappier

01:18 19 Nov 21

I’m very happy with the services I received for Jackie Stanley who helped me get my finances in order. It was a quick and easy process & all of my questions were answered.

fidel Cruz

14:35 24 Jun 21

I have to say, I never thought that such process could have been so quick and easy. But then again I guess that's what happens when you deal with professionals. I dealt personally with Rodha Lewis, who was very attentive to my personal issue and very professional on her work. She's someone who will actually take her take and talk to you about the process and help you as much as she can. I am very grateful to her and very appreciative of her work. I couldn't have dealt with someone better. Thank you very much Rodha for your work.

Maria Curbelo

13:43 23 Jun 21

I just completed my proposal and I am thrilled. Rhoda was delightful to work with. She helped me end the phone calls and start rebuilding my life. I highly recommend the services here and will always recommend to anyone who asks. Definitely seek out their services if you are in need of some help.

Grace Muller

17:55 25 May 21

I must admit that I am so glad I called! I spoke to Rhoda Lewis who right away made me feel at ease. She's so caring and supportive I highly recommend her. Thanks to her my life is now on track! Thank you David Skylar & Associates Inc!

Elizabeth Thomas

09:18 04 Feb 21

I am so grateful to Rhoda Lewis for an amazing opportunity to start fresh, she is very knowledgeable, professional and very friendly. I felt so comfortable from the moment I walked into her office, I definitely would recommend Rhoda to anyone who is looking for help. I love and appreciate you very much for helping me. After all these years I still kept in touch with you via email just to say thank you. Thank you again so very much and continued blessings.

Dorianne White

15:06 19 Jan 21

We were so tired of our debt holding us back. We reached out to Jackie at David Sklar and she was so great from day one! She was quick understanding caring! Our experience was excellent! Everything was smooth and easy. What a relief it was with Jackie at David Sklar!Thank You so much 😊

Nilda H.

23:34 21 Dec 20

I highly recommend David Sklar & Associates, especially Rhoda Lewis, she listened with patience, understood my whole situation, advised professionally, she has many years of experience and is very knowledgeable, I felt confident with her work, she handled my case and guided me every step of the way, she reviewed with me in detail, and is very caring. I really trust David Sklar’s team, they really work and help people in a very simple and professional way. I am so grateful for Rhoda’s work helping me through this situation. Now it is like I received a 2nd chance to live free, I can take control and now take care of other things that matter in my life. Thanks for taking away the stress & weight I was carrying on my shoulders. I can now sleep at night. God Bless you for all your work. Thank you.

L. M.

15:29 10 Dec 20

I'm am very pleased that I contacted David Sklar & Assoc. I dealt with Rhoda Lewis, she was very professional and understood my need for their services. Rhoda set up a repayment plan, that was very easy to follow and made everyone satisfied.Going to David Sklar & Assoc. Was the best choice, to make for rebuilding my credit. I recommend David Sklar & Assoc. to anyone who needs help with debt relief.

Stefan P

00:39 03 Dec 20

This company and their employees are very professional and friendly. I mostly dealt with Rhoda Lewis (Mississauga office) and I was extremely satisfied with the way she handled my situation and felt at ease through the whole process as she made me feel all the time that she understood my situation and emphatized with me. I entirely recommend this company and Rhoda in particular to anyone who experience financial difficulties and need to sort out their problems without hesitation and confident that they chose the best of the best.

Alphonse Nguyen

15:58 27 Nov 20

Rhoda had helped, not only myself but also my mother, with our situations and with utmost understanding and compassion. She is very thorough with her work to make sure your case is successful. We highly recommend her expertise if you ever in need of a consumer proposal.

Silvana Cassella

20:56 27 Oct 20

From the moment I made the decision to call David Sklar & Associates, I knew I made the right decision.I didn’t read any reviews, didn’t make my decision based on word of mouth. I simply chose David Sklar & Associates from a Google search, and I’m so glad I did!Spoke to Andrea on my initial call...she could tell I was hysterical from my voice.By the end of that phone call I knew I made the choice, and chose the right company.She referred me to the Mississauga location.That’s when I met Rhoda.After listening to my situation, Rhoda assures me I was making the right move. She explained everything in full detail, and gave me her amazing professional advice.No one wants to be in this predicament, but unfortunately it happens, and YOU are not the only one. Rhoda made sure I understood this.Very empathic, kind, and supportive...always!Fast forward 1 1/2 years, I get my income tax bill. I was shocked to see I “owed” more than I expected. All that time later, I email Mrs Rhoda for some help, and advice. Instant response...Rhoda tells me not to worry, she has included all the excess owed income tax from the past! How amazing is she?!?!Like I said, no one wants to be in this spot. But if you ever find yourself struggling, don’t hesitate! Give David Sklar & Associates a call, and ask to see Rhoda.Best decision I’ve ever made!Thanks David Sklar, and a special thank you to RHODA LEWIS!!

EDWIN PRUDENCIADO

12:21 27 Oct 20

I am a cancer patient and at that time my health wasn't at its best, my finances were a messed for I haven't been working for a year due to my medical illness.Someone recommended me to call Rhoda Lewis, a friend of mind which told me she said was so great in helping people to cope up with their current financial struggle. She was right, with Rhoda's guidance I was able to get through it and starting to rebuild my finances.I would definitely definitely recommend David Sklar & Associates Incif you want to escape that sinking boat to reach the shoreline.

Gina Ahuja

20:28 21 Oct 20

Rhoda has shown so much passion and commitment in helping my family. Being a single mom of 2 she has gone above and beyond to help us, we are truly grateful 🙏

Rick Mootoo

17:17 06 Oct 20

Rhoda from David Sklar have been tremendously helpful ,what ever problems or questions I throw at her there are always positive answer .I couldn't ask for a more better and helpful person. My experience with her and the company was very fruitful.I would recommend her or the company to anyone who are seeking help.Thumbs UP!!!!!!

Roger Anthony Whitney

22:21 29 Jul 20

Great job by Rhoda and the David Sklar team in helping me get my life back in order. Nothing but 5 stars here

Next Reviews

Consumer Proposal – Mississauga

A Consumer Proposal is a legally binding agreement offered by the federal government that significantly reduces the amount of debt you owe to your creditors. A consumer proposal is a popular alternative to bankruptcy as it consolidates and reduces the total amount of debt you owe, stops accumulating interest charges, stops wage garnishment, stops legal action, provides relief from collection calls and allows you to keep your assets.

At David Sklar & Associates we will help you every step of the way through the proposal process to present the best offer possible to your creditors. After your proposal is accepted by your creditors you will be asked to make monthly payments for up to 5 years, that are based on your income, expenses, assets and what you can afford to pay. The proposal is a fair solution for everyone involved. Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

Personal Bankruptcy – Mississauga

We understand that most of the people we help never imagined they would find themselves in such a difficult financial crisis. Most of the people we work with tend to be hard-working, honest people who, often for reasons beyond their control, are simply not able to pay back their debts.

Before we recommend personal bankruptcy, we work closely with you to see if any other debt repayment options can be used as an alternative, like a Consumer Proposal. Only when we are satisfied that personal bankruptcy is in your best interest, do we recommend this process. Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

Debt Consolidation – Mississauga

We’ve all seen the ads claiming how a debt consolidation loans can get you out of financial trouble and reduce your monthly payments. Yet, you should know there can be significant risks with this approach.

If you have missed even one payment or received a collection call, it may be too late to qualify for a bank loan. To get a debt consolidation loan from a bank, you will need a spotless credit history, steady income, equity in your home or a co-signer.

If you use the equity in your home and are unable to make the payments, you could lose your home. Frequently, people who take out debt consolidation loans don’t know about the hidden high interest fees and find themselves in even more debt than before.

Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

Income Tax Debt

Income Tax debt can be a difficult challenge to overcome. Our Licensed Insolvency Trustee’s in Mississauga help people who are overwhelmed by their debt load and have fallen behind filing their Income Tax. We can help negotiate with Revenue Canada to accept a reduced amount on your outstanding taxes and put a stop to the interest charges and penalties.

During your free consultation we will discuss all your options and help you prepare the required documentation. This will include getting your Income Tax reporting up to date. We will then speak to CRA on your behalf and request a reduction to your unpaid taxes.

The results of filing vary from situation to situation, but our experience has been that Revenue Canada is reasonable in its handling of people looking to resolve their debts and not avoid financial responsibilities.

Student Loan Debt

Managing your Student loan debt is important. If you decide to declare bankruptcy seven/or more years after you have ceased to be a student (part/full), your student loans will be eligible for discharge. Speak to our Licensed insolvency Trustee in Mississauga to review your current financial situation they will provide you will all the options available to help get you out of debt.