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Debt free solutions – Mississauga

Our supportive and caring Licensed Insolvency Trustees in Mississauga can help you regain control of your finances by providing solutions to significantly reduce your debt, giving you the tools to rebuild a better, more financially secure life.

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Rhoda Lewis, Certified Insolvency Counsellor – Mississauga

Rhoda joined David Sklar & Associates in 1999 and quickly discovered her passion for helping people learn to deal with financial stress. After obtaining her Certified Insolvency Counsellor designation in 2000, Rhoda began using her strong inter-personal and financial skills to help her clients. By the end of their Initial meeting, Rhoda’s clients are relieved to know that they can once again be responsible for their own financial stability and they are eager to move forward.

Start with a free consultation where Rhoda will provide you with a confidential assessment of your finances. Rhoda will help you find the best solution for your specific financial needs and take the time to explain every step of the process, ensuring you will feel confident about your decision. We are not here to judge you we are here to help you rebuild your finances and start living the life you deserve.

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David Sklar & Associates Inc. – Consumer Proposals & Licensed Insolvency Trustees
David Sklar & Associates Inc. – Consumer Proposals & Licensed Insolvency Trustees
5.0
Based on 97 reviews
Grace Muller
17:55 25 May 21
I must admit that I am so glad I called! I spoke to Rhoda Lewis who right away made me feel at ease. She's so caring and supportive I highly recommend her. Thanks to her my life is now on track! Thank you David Skylar & Associates Inc!
Elizabeth Thomas
09:18 04 Feb 21
I am so grateful to Rhoda Lewis for an amazing opportunity to start fresh, she is very knowledgeable, professional and very friendly. I felt so comfortable from the moment I walked into her office, I definitely would recommend Rhoda to anyone who is looking for help. I love and appreciate you very much for helping me. After all these years I still kept in touch with you via email just to say thank you. Thank you again so very much and continued blessings.
Dorianne White
15:06 19 Jan 21
We were so tired of our debt holding us back. We reached out to Jackie at David Sklar and she was so great from day one! She was quick understanding caring! Our experience was excellent! Everything was smooth and easy. What a relief it was with Jackie at David Sklar!Thank You so much 😊
Nilda H.
23:34 21 Dec 20
I highly recommend David Sklar & Associates, especially Rhoda Lewis, she listened with patience, understood my whole situation, advised professionally, she has many years of experience and is very knowledgeable, I felt confident with her work, she handled my case and guided me every step of the way, she reviewed with me in detail, and is very caring. I really trust David Sklar’s team, they really work and help people in a very simple and professional way. I am so grateful for Rhoda’s work helping me through this situation. Now it is like I received a 2nd chance to live free, I can take control and now take care of other things that matter in my life. Thanks for taking away the stress & weight I was carrying on my shoulders. I can now sleep at night. God Bless you for all your work. Thank you.
L. M.
15:29 10 Dec 20
I'm am very pleased that I contacted David Sklar & Assoc. I dealt with Rhoda Lewis, she was very professional and understood my need for their services. Rhoda set up a repayment plan, that was very easy to follow and made everyone satisfied.Going to David Sklar & Assoc. Was the best choice, to make for rebuilding my credit. I recommend David Sklar & Assoc. to anyone who needs help with debt relief.
Stefan P
00:39 03 Dec 20
This company and their employees are very professional and friendly. I mostly dealt with Rhoda Lewis (Mississauga office) and I was extremely satisfied with the way she handled my situation and felt at ease through the whole process as she made me feel all the time that she understood my situation and emphatized with me. I entirely recommend this company and Rhoda in particular to anyone who experience financial difficulties and need to sort out their problems without hesitation and confident that they chose the best of the best.
Alphonse Nguyen
15:58 27 Nov 20
Rhoda had helped, not only myself but also my mother, with our situations and with utmost understanding and compassion. She is very thorough with her work to make sure your case is successful. We highly recommend her expertise if you ever in need of a consumer proposal.
Silvana Cassella
20:56 27 Oct 20
From the moment I made the decision to call David Sklar & Associates, I knew I made the right decision.I didn’t read any reviews, didn’t make my decision based on word of mouth. I simply chose David Sklar & Associates from a Google search, and I’m so glad I did!Spoke to Andrea on my initial call...she could tell I was hysterical from my voice.By the end of that phone call I knew I made the choice, and chose the right company.She referred me to the Mississauga location.That’s when I met Rhoda.After listening to my situation, Rhoda assures me I was making the right move. She explained everything in full detail, and gave me her amazing professional advice.No one wants to be in this predicament, but unfortunately it happens, and YOU are not the only one. Rhoda made sure I understood this.Very empathic, kind, and supportive...always!Fast forward 1 1/2 years, I get my income tax bill. I was shocked to see I “owed” more than I expected. All that time later, I email Mrs Rhoda for some help, and advice. Instant response...Rhoda tells me not to worry, she has included all the excess owed income tax from the past! How amazing is she?!?!Like I said, no one wants to be in this spot. But if you ever find yourself struggling, don’t hesitate! Give David Sklar & Associates a call, and ask to see Rhoda.Best decision I’ve ever made!Thanks David Sklar, and a special thank you to RHODA LEWIS!!
EDWIN PRUDENCIADO
12:21 27 Oct 20
I am a cancer patient and at that time my health wasn't at its best, my finances were a messed for I haven't been working for a year due to my medical illness.Someone recommended me to call Rhoda Lewis, a friend of mind which told me she said was so great in helping people to cope up with their current financial struggle. She was right, with Rhoda's guidance I was able to get through it and starting to rebuild my finances.I would definitely definitely recommend David Sklar & Associates Incif you want to escape that sinking boat to reach the shoreline.
Gina Ahuja
20:28 21 Oct 20
Rhoda has shown so much passion and commitment in helping my family. Being a single mom of 2 she has gone above and beyond to help us, we are truly grateful 🙏
Rick Mootoo
17:17 06 Oct 20
Rhoda from David Sklar have been tremendously helpful ,what ever problems or questions I throw at her there are always positive answer .I couldn't ask for a more better and helpful person. My experience with her and the company was very fruitful.I would recommend her or the company to anyone who are seeking help.Thumbs UP!!!!!!
Patrick Han
17:03 06 Oct 20
Rhoda Lewis is the best! If you need an insolvency trustee look no further
Roger Anthony Whitney
22:21 29 Jul 20
Great job by Rhoda and the David Sklar team in helping me get my life back in order. Nothing but 5 stars here
William Botic
15:40 10 Jul 20
They made everything simple and easy, and were able to guide me fix a lot of my credit issues. What was supposed to take 5 years only took me 2 and I owe that to the amazing people who work at David Sklar's offices in Mississauga. If you have issues with credit, they can help.
Anthony Boyce
21:56 22 Jun 20
came with questions and they have great answers. Rhoda was awesome in explaining all the solutions and possibilities. They sent me in the right direction and you can ask as many questions and they always make you feel welcome. Awesome place
The BusyGirl
18:15 03 Jun 20
It's been over a year since I've engaged David Sklar & Associates Inc. to assist me with my debts that were causing me a lot of anxiety, stress, and sleepless nights. I have been mainly assisted by Rhoda at their Mississauga office. Rhoda has been of tremendous help in assisting me. She is professional, very responsive, and extremely knowledgeable. I'll never regret the day walking into their office and not knowing what to expect. I am forever grateful to Rhoda and the team at David Sklar & Associates Inc. for helping me get my life back. I am a very satisfied client and I would encourage anyone who requires held in managing their debt load to give them a try.
Next Reviews

What is a Consumer Proposal – Mississauga?

A Consumer Proposal is a legally binding agreement offered by the federal government that significantly reduces the amount of debt you owe to your creditors. A consumer proposal is a popular alternative to bankruptcy as it consolidates and reduces the total amount of debt you owe, stops accumulating interest charges, stops wage garnishment, stops legal action, provides relief from collection calls and allows you to keep your assets. 

At David Sklar & Associates we will help you every step of the way through the proposal process to present the best offer possible to your creditors. After your proposal is accepted by your creditors you will be asked to make monthly payments for up to 5 years, that are based on your income, expenses, assets and what you can afford to pay. The proposal is a fair solution for everyone involved. Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

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Personal Bankruptcy – Mississauga

We understand that most of the people we help never imagined they would find themselves in such a difficult financial crisis. Most of the people we work with tend to be hard-working, honest people who, often for reasons beyond their control, are simply not able to pay back their debts.

Before we recommend personal bankruptcy, we work closely with you to see if any other debt repayment options can be used as an alternative, like a Consumer Proposal. Only when we are satisfied that personal bankruptcy is in your best interest, do we recommend this process. Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

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Debt Consolidation – Mississauga

We’ve all seen the ads claiming how a debt consolidation loans can get you out of financial trouble and reduce your monthly payments. Yet, you should know there can be significant risks with this approach.

If you have missed even one payment or received a collection call, it may be too late to qualify for a bank loan. To get a debt consolidation loan from a bank, you will need a spotless credit history, steady income, equity in your home or a co-signer.

If you use the equity in your home and are unable to make the payments, you could lose your home. Frequently, people who take out debt consolidation loans don’t know about the hidden high interest fees and find themselves in even more debt than before.

Speak to our Licensed Insolvency Trustee in Mississauga first to understand all of your options.

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Income Tax Debt

Income Tax debt can be a difficult challenge to overcome. Our Licensed Insolvency Trustee’s in Mississauga help people who are overwhelmed by their debt load and have fallen behind filing their Income Tax. We can help negotiate with Revenue Canada to accept a reduced amount on your outstanding taxes and put a stop to the interest charges and penalties.

During your free consultation we will discuss all your options and help you prepare the required documentation. This will include getting your Income Tax reporting up to date. We will then speak to CRA on your behalf and request a reduction to your unpaid taxes.

The results of filing vary from situation to situation, but our experience has been that Revenue Canada is reasonable in its handling of people looking to resolve their debts and not avoid financial responsibilities.

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Student Loan Debt

Managing your Student loan debt is important. If you decide to declare bankruptcy seven/or more years after you have ceased to be a student (part/full), your student loans will be eligible for discharge. Speak to our Licensed insolvency Trustee in Mississauga to review your current financial situation they will provide you will all the options available to help get you out of debt.
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Mississauga Location

  • 130 Dundas Street East, Suite 306,
    Mississauga, Ontario, L5A 3V8
  • (905) 566-7905
Let's Get Started Today

Take your first step towards a Debt Free Life