Get Debt Relief Without Bankruptcy

Contact us today for your FREE
no obligation consultation with one of our Licensed Trustees!

We make sure you never feel lost and you never feel unheard.

Shirley Sklar
Certified Insolvency Counsellor
Client testimonials

We Are Proud Of Our Clients' Success Stories!

No one has more authority to talk about what we do than the clients we’ve already helped.

We take our reviews very seriously, we listen to our clients and make sure that we always provide the best service possible.


A consumer proposal can reduce what you owe by up to 80%

$10,000 $250,000

Your Options
What you pay
Consumer Proposal (0% Interest)
Do Nothing (19% Interest)
Debt Consolidation Loan (30% Interest)

* Calculations are made over a 5 year period

*This is a tool for comparisons purposes only. We have used average interest rates in these calculations and the most common consumer proposal terms. The exact results may vary depending on the actual interest rates of your debts and the exact status of your financial situation.

You deserve a fresh start.

Let us take Care Of Everything!

We’re licensed by the government to offer Consumer Proposals that can help reduce your debts by up to 80%.

After evaluating your finances, we speak with your creditors to negotiate a reduced payment. Once your offer is approved, you will have one low monthly payment to make without interest, collection calls will stop, and you keep all of your assets.

We have helped thousands of people in Ontario get rid of their debt and start living life again!

David Sklar & Associates can help you every step of the way. You have nothing to lose but your debt! All you have to do is sign up for our FREE consultation. 

What You Can Expect From Us

When you walk through our doors, you’ll be greeted with a welcoming voice from one of our receptionists. You’ll feel like family – there’s no place quite like ours! 

We will transfer you over to one of our Licensed Trustees who will help get you started on a plan suited specifically to you. This is where we take care of all the paperwork for you, ensuring you get a copy of everything. There won’t be any surprises. 

All of your questions and concerns will be answered with respect. We are here to hold your hand, take away your worries, and get you back to living your best life. 

7 locations to serve you better