DEBT CONSOLIDATION
Your Debt Consolidation Options
Learn more about the three different debt consolidation options available to you. We can help you become debt free.
July 19, 2021
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DEBT MANAGEMENT
Talk to Your Creditors About Dealing with Your Debt
Communicating with your bank, credit card company, utilities, or other companies that you’re trying to pay back can actually make it easier to repay all of your debt.
July 14, 2021
DEBT MANAGEMENT
How the Voluntary Surrender of a Vehicle in Canada Can Help You Get Out of Debt
Despite the enormous expense, when people come to us looking to file insolvency proceedings, they often don’t want to give up their car. However, the Licensed Insolvency Trustees at David Sklar & Associates have seen plenty of situations where it made more sense to give it up.
July 7, 2021
BANKRUPTCY
What You Need to Know About Surplus Income & Bankruptcy
Income levels of potential bankruptcy applicants are evaluated based on guidelines set out by the Superintendent of Bankruptcy. Read more about Surplus Income to see how it can affect you.
June 21, 2021
DEBT MANAGEMENT
Debt Relief Options Available to Seniors
When you become a senior, your relationship with money changes in a drastic way. It’s no longer something you can expect to keep coming in every two weeks through employment income. If you are still working, it’s likely that one of your financial goals is to eventually stop depending on that salary.
June 17, 2021
CREDIT COUNSELLING
How Using a Secured Credit Card Can Improve Your Credit Score
Rebuilding your credit is an important step towards financial recovery and can be a lot easier than you think. Secured credit cards are a great option for people who have no credit history or who need to repair their existing credit.
June 10, 2021
DEBT MANAGEMENT
The Right of Offset: What It Is & How It Works
When you owe money to the bank, whether it’s through a line of credit or a credit card, the bank can take money right out of your account if you fail to keep up with payments. This is known as the right of offset, and if it happens to you, it can be a serious wake-up call that forces you to deal with financial difficulties.
June 3, 2021
DEBT MANAGEMENT
Credit Card Debt In Ontario
Many people in Ontario have way too much credit card debt and as a result, find it difficult to make even minimum payments on their cards. Managing credit card debt with a consolidation loan is only one of the options available to consumers and may not be your best option.
June 1, 2021
BUDGETING
Budget Basics: Step 1
This article & others in the series will help you take important steps towards successfully managing your financial future & away from overwhelming debt.
May 30, 2021
BUDGETING
Budget Basics: Step 2
This is Step 2 of Budget Basics – Once you have completed recording and totaling your monthly expenses and income in Step 1, you are ready to start identifying your financial goals.
May 29, 2021
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