Prosper by Living Frugally

Table of Contents

The Real Deal

Many people have bought into the idea that being prosperous and looking prosperous are the same thing. They are not.

Trying to look prosperous with nothing to back it up is often done by people who are living beyond their means, have no savings and are falling further into debt.

There is a saying in cattle country: ‘Big hat, no cattle’. It refers to the person who looks the part but has nothing to back up the look.

Wearing the Big Hat

As strange as this might sound – the person who is wearing the hat without the cattle is usually not really impressed with their own image.

 

It is hard to be impressed when:

    • your creditors are hounding you,
    • you have a perpetual bank overdraft,
    • your credit cards are maxed out,
    • you live in fear of being outed as a fraud, and
    • you haven’t gotten a good night sleep in years from worrying about debt.

Being truly prosperous – usually involves living below one’s means, saving money, and staying out of debt. To put it more succinctly – living frugally.

Living Frugally

Frugality is not a miserly and small way to live. It is making the best use of all your resources to enjoy today while saving enough to make sure you can also enjoy your tomorrows.

Frugal people are often prosperous, precisely because they do not waste resources on the trappings of prosperity. They often live in modest homes (that are mortgage-free), drive reliable cars (without car loans), and live happy comfortable lives.

For those who have gotten in the trap of living beyond their means – the idea of a happy, comfortable life can seem impossible. But it is possible for those who are willing to budget, plan, save and make the best use of their resources – in other words: live frugally.

The Choice is Yours

You can achieve prosperity through frugal and resource-smart living – or you can try to fake it.

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt, call us at 1-844-962-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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Great experience i was in financial trouble and someone of my friends recommended this company. Cori is a wonderful and welcoming person she did a very good job and came up with a smooth and flexible monthly payment after the reduction. i highly recommend this company. Thank you David sklar and special thanks to Cori.❤️🙏🏻
Jasmine Joseph
22:08 13 Jan 23
Met up with Mr. Jason Sklar to discuss more in person, very thorough and clear. He is very kind and thoughtful, I will be referring anyone with the same situation to David Sklar & Associates.
Ariel Domingo
02:33 29 Dec 22
I was a reck talking yo Jason Sklar was easy comfortable he explained everything and put my mind at ease I would recommend the team od sklar to everyone. I have already talked to my ci workers about them
kevin mcweeney
01:13 22 Dec 22
The team at David Sklar & Associates is fantastic.I worked with Jerry whom not only made - what seemed like intimidating process to initiate at first - comfortable.He made everything transparent and took the time to explain the process every step of the way.He was kind, attentive, and professional. Everything was made straightforward and stress free and we found a solution together that worked.Thanks to Jerry and the team.
Jordie Angiolillo
18:22 21 Dec 22
From day one till the end which is today😁 DavidSklar gave me a 5star service and treatment. And I will 100% recommend him and his Associates. This is the best Christmas present ever! Thank you David! More business to come! Merry Christmas and a Happy New Year!!!
barbee diaz
16:37 16 Dec 22
I FOUND DAVID SKLAR & ASSOCIATES BY GOOGLING "BANKRUPTCY" (EARLY NOV. 2021). ON NOV.4, 2021 I HAD A MEETING WITH CORI NARON AT HER OFFICE AT ST CLAIR ANDBATHURST. HER POSITIVE APPROACH TURNED ASTRESSFUL SITUATION INTO A STEP BY STEP UNDERSTANDABLE PROCESSON SEPT. 23, 2022 I OBTAINED MY AUTOMATICDISCHARGE FROM BANKRUPTCY AND MY CERTIFICATE OFDISCHARGE.THANK YOU CORIBRUCE BURGESS
bruce burg
21:35 02 Dec 22
Jerry was wonderful and provided superb service. He is very knowledgeable, trustworthy, and made an intimidating and shame filled time in my life stress free. I hesitated for a long time to take the next step, but Jerry answered all questions, was patient and made the process effortless. I am eternally grateful, and highly recommend Jerry’s services.
M J
18:41 01 Dec 22
Jerry was professional and was easy to deal with
Debbie Asquith
00:09 29 Nov 22
I was quite nervous and a little embarrassed that I needed financial advice. I met with Jerry Janiec and he was very helpful. He made me feel comfortable and explained everything in easy to understand terms so that I understood what my options were. I would recommend David Sklar & Associates for anyone in my position.
Melissa Blackburn
19:53 17 Nov 22
I was fortunate enough to be referred to David Sklar & Associates Inc. by a family member. Now in the10th month of a Consumer Proposal process, I am very impressed with the organization, professionalism and impeccable customer representation that I have experienced. To this effect, I amparticularly thankful to Jerry Janiec and Rhoda Lewis for their excellent work.
Suzanna Vaclavik
12:21 16 Nov 22
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