Prosper by Living Frugally

Table of Contents

The Real Deal

Many people have bought into the idea that being prosperous and looking prosperous are the same thing. They are not.

Trying to look prosperous with nothing to back it up is often done by people who are living beyond their means, have no savings and are falling further into debt.

There is a saying in cattle country: ‘Big hat, no cattle’. It refers to the person who looks the part but has nothing to back up the look.

Wearing the Big Hat

As strange as this might sound – the person who is wearing the hat without the cattle is usually not really impressed with their own image.

 

It is hard to be impressed when:

    • your creditors are hounding you,
    • you have a perpetual bank overdraft,
    • your credit cards are maxed out,
    • you live in fear of being outed as a fraud, and
    • you haven’t gotten a good night sleep in years from worrying about debt.

Being truly prosperous – usually involves living below one’s means, saving money, and staying out of debt. To put it more succinctly – living frugally.

Living Frugally

Frugality is not a miserly and small way to live. It is making the best use of all your resources to enjoy today while saving enough to make sure you can also enjoy your tomorrows.

Frugal people are often prosperous, precisely because they do not waste resources on the trappings of prosperity. They often live in modest homes (that are mortgage-free), drive reliable cars (without car loans), and live happy comfortable lives.

For those who have gotten in the trap of living beyond their means – the idea of a happy, comfortable life can seem impossible. But it is possible for those who are willing to budget, plan, save and make the best use of their resources – in other words: live frugally.

The Choice is Yours

You can achieve prosperity through frugal and resource-smart living – or you can try to fake it.

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt, call us at 1-844-962-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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I was a little nervous going into my consumer proposal with David Sklar & Associates as I had a horrible experience attempting to file with a different group.Following the first correspondence, I immediately felt much more relaxed and confident in my decision.Beatriz was incredible! I feel so lucky to have had her working with me.She was friendly and kind, professional, patient, considerate, and caring. I felt no judgment in anyway. Honestly, speaking with her regarding my debt felt like I was speaking with a family member – just very easy to discuss how I ended up in my financial situation and being met with understanding, no judgment.Mark was also very kind and made sure that I understood what was discussed and was open to going over it again if needed prior to signing.David Sklar & Associates is the team you want handling and assisting you with your debt. I have only positive things to say about them and will 100% recommend them to anyone if the situation ever arises.
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I would like to say "Thank you very much" for David Sklar team that handled my case smoothly and without any issues! I am glad that I ve got consultation by Jerry Janiec. He explained me all process in details and told me right away what options I do have to resolve financial difficulties. I ve proceed with consumer Proposal option and entire process was very smooth. Jerry took care of my case and gave me personal recommendations for future! Thank you very much Jerry and Hernee for your help and really take care of your clients!
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Very knowledgeable, helpful and fast service
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I am so delighted to have found this company. They are the best. Everyone in the office is very nice never to busy to assist you. Thank you David Sklar and Shirley and associates for being you. 😊🌺😊
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Trina was very easy to work with. Any questions I had were answered promptly. What seemed like a complicated process was explained in a clear manner that wasn't at all intimidating. It made for a more comfortable experience during a turbulent time.
Eldon Aubie
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Jackie is very professional...I would recommend David Sklar to anybody especially knowing how understanding they are.
Kimberley Lyder-Niles
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I had Shirley and Kim take care of my finances. From the very first moment I spoke with Shirley I could sense how caring, professional and patient she was. She was also very understanding with my lack of financial knowledge and never made me feel dumb as some other companies have.Her and Kim were always very quick to respond to emails, always available if I called and answered my abundance of questions in such detail that I now believe I have a thorough understanding of how finances work. I am hopeful about my fresh financial start and very grateful I had the privilege of meeting and working with these two beautiful women.I also spoke briefly with Richard over zoom and he to was extremely friendly, patient and made sure I was well taken care of.I could not recommend David Sklar and Associates more. Thank you again.
Shayleen Muzi
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Good professional team! Jennifer is the best, helped me through everything and answered all my questions. Made the process easy! Would recommend Jennifer and the team at David Skylar.
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