Prosper by Living Frugally

The Real Deal

Many people have bought into the idea that being prosperous and looking prosperous are the same thing. They are not.

Trying to look prosperous with nothing to back it up is often done by people who are living beyond their means, have no savings and are falling further into debt.

There is a saying in cattle country: ‘Big hat, no cattle’. It refers to the person who looks the part but has nothing to back up the look.

Wearing the Big Hat

As strange as this might sound – the person who is wearing the hat without the cattle is usually not really impressed with their own image.

 

It is hard to be impressed when:

    • your creditors are hounding you,
    • you have a perpetual bank overdraft,
    • your credit cards are maxed out,
    • you live in fear of being outed as a fraud, and
    • you haven’t gotten a good night sleep in years from worrying about debt.

Being truly prosperous – usually involves living below one’s means, saving money, and staying out of debt. To put it more succinctly – living frugally.

Living Frugally

Frugality is not a miserly and small way to live. It is making the best use of all your resources to enjoy today while saving enough to make sure you can also enjoy your tomorrows.

Frugal people are often prosperous, precisely because they do not waste resources on the trappings of prosperity. They often live in modest homes (that are mortgage-free), drive reliable cars (without car loans), and live happy comfortable lives.

For those who have gotten in the trap of living beyond their means – the idea of a happy, comfortable life can seem impossible. But it is possible for those who are willing to budget, plan, save and make the best use of their resources – in other words: live frugally.

The Choice is Yours

You can achieve prosperity through frugal and resource-smart living – or you can try to fake it.

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt and live in the Toronto area, call us at 416-498-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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The best decision I've made was to contact David Sklar & Associates, they are experts in this matters and also have dedicated Licensed Counsellors that provide the best customer support, like Rhoda Lewis, who I highly recommend. She worked tirelessly on my case, explaining ever detail to me willingly. She demonstrates a true interest in her clients. I appreciate how she patiently walked me through what to do, step by step. I now have control over my finances, as a result my life is much more peaceful and I can focus on what matters. Thank you!
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20:18 16 Jun 22
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15:10 14 Jun 22
Jerry at David SKLAR helped me thoroughly understand my options and made me feel at ease. If you are looking at this type of service/help, I 100% recommend you give them a call.
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12:50 14 Jun 22
Rhoda is a wonderful person, She help me and guided me throughout the process. I couldn’t do it without her support and expertise. Now I can start fresh and full of hope of a better life ahead of me.
ariezel erandio
21:33 06 Jun 22
The service I recieved from David Sklar and Associates was great. I was able to meet with Christin Sylver. She is kind, understanding and, professional. She was able to answer all the quesions that I had regarding my debt. At the end of our meetings, I felt that there is a heavy burden lifted from my shoulders. I recommend Chistine to anyone who is looking into debt relief.
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12:11 04 Jun 22
Jerry is a very patient person, he answered all my questions and made this experience so smooth and easy for me. I was not sure what to expect but dealing with him made me feel so much better. He sure knows what he is doing and how to put people at ease for sure (should have done this long ago). I recommend him to anyone I am so glad I had him on my side and now to do my part. Thanks Jerry ur greatPattie
Patty Murphy
21:34 18 May 22
Rhoda Lewis helped me achieve a fresh start two and half years ago! She was very professional with a very warm, caring personality! I emailed her today with a question and she responded quickly. She's great at her chosen profession!!
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01:24 11 May 22
Nothing but good things to say about Jackie. She was so nice and so understand and everything was so quick and easy. In a matter of a week, there was the solution that I never thought was possible. Thank you so very much for everything that you have done. ❤️❤️❤️
Cassandra Keenan
21:05 10 May 22
I was in a lot of debt and stress, Jackie Stanley with David Sklar & Associates was very professional, and extremely helpful with getting out of debt. I should of did this sooner, they take the all the weight and stress of a persons shoulders, amazing team at David Sklar & Associates!!
Hubert Z
03:08 10 May 22
Jackie helped me out during a really tough time and she made the entire process very easy and painless. I highly recommend reaching out to her if you find yourself in any financial trouble. You won’t be disappointed!
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02:42 10 May 22
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