Living Today & Saving for Your Dreams
The term ‘penny pinching’ has negative connotations for some. They hear the phrase and they think of a miserly, joyless approach to life.
But controlling small expenses, and being financially responsible to your and your family’s future selves, is far more likely to result in a happier and sustainable lifestyle.
So where is the balance? How do you handle your money wisely and still enjoy today?
By planning.
What?
By planning:
- identifying your real goals in life,
- setting up a real plan to achieve those goals, and
- following that plan – making sure to keep it relevant.
We call it a budget – but you can call it what ever you want – as long as it helps you to take control of your finances.
It is Not Easy
If it was, everyone would do it.
But you are not everyone – you are you. And you have the power to manage your finances and your life.
Waiting till you have that big job with the big bucks to start budgeting is a waste of today.
Wherever you are on your career path – employed or unemployed – you need to start planning and following your plan.
How to Start
Your local library will have many books that can help you start your plan – and you can borrow them for free.
There are lots of online websites that can help.
We have a great (even if we do say so ourselves) free series on planning called – Budget Basics Series.
The point is that you can start working on your plan today.
Penny Pinching
You may even find yourself enjoying today and penny pinching so you can achieve your real goals in life!
