Penny Pinching in a No-Penny Canada

Living Today & Saving for Your Dreams

The term ‘penny pinching’ has negative connotations for some. They hear the phrase and they think of a miserly, joyless approach to life.

But controlling small expenses, and being financially responsible to your and your family’s future selves, is far more likely to result in a happier and sustainable lifestyle.

So where is the balance? How do you handle your money wisely and still enjoy today?

By planning.

What?

By planning:

  • identifying your real goals in life,
  • setting up a real plan to achieve those goals, and
  • following that plan – making sure to keep it relevant.

We call it a budget – but you can call it what ever you want – as long as it helps you to take control of your finances.

It is Not Easy

If it was, everyone would do it.

But you are not everyone – you are you. And you have the power to manage your finances and your life.

Waiting till you have that big job with the big bucks to start budgeting is a waste of today.

Wherever you are on your career path – employed or unemployed – you need to start planning and following your plan.

How to Start

Your local library will have many books that can help you start your plan – and you can borrow them for free.

There are lots of online websites that can help.

We have a great (even if we do say so ourselves) free series on planning called – Budget Basics Series.

The point is that you can start working on your plan today.

Penny Pinching

You may even find yourself enjoying today and penny pinching so you can achieve your real goals in life!

 

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt and live in the Toronto area, call us at 416-498-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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The best decision I've made was to contact David Sklar & Associates, they are experts in this matters and also have dedicated Licensed Counsellors that provide the best customer support, like Rhoda Lewis, who I highly recommend. She worked tirelessly on my case, explaining ever detail to me willingly. She demonstrates a true interest in her clients. I appreciate how she patiently walked me through what to do, step by step. I now have control over my finances, as a result my life is much more peaceful and I can focus on what matters. Thank you!
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20:18 16 Jun 22
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12:50 14 Jun 22
Rhoda is a wonderful person, She help me and guided me throughout the process. I couldn’t do it without her support and expertise. Now I can start fresh and full of hope of a better life ahead of me.
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21:33 06 Jun 22
The service I recieved from David Sklar and Associates was great. I was able to meet with Christin Sylver. She is kind, understanding and, professional. She was able to answer all the quesions that I had regarding my debt. At the end of our meetings, I felt that there is a heavy burden lifted from my shoulders. I recommend Chistine to anyone who is looking into debt relief.
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12:11 04 Jun 22
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21:34 18 May 22
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01:24 11 May 22
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03:08 10 May 22
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02:42 10 May 22
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