Getting the most mileage from your paycheck

Table of Contents

Budgeting Your PayCheck

We either know someone that has money management issues, or you are the one that deals with this every paycheck. With managing your money, it comes down to how you make do with the income that you make.

Here, you will be setting your goals. Find out where the problem areas are. Keeping proper track of how much money is coming in, and how much is going out is essential. Especially how much you are spending.

Keep track of all your spending. Save your receipts, have everything written down. If possible, go back over your past spending history to see where your money is actually going.

To help with making the most of your money, you will need to start with your fixed monthly payments, this could be your mortgage/rent. Credit card payments, loan payments etc

Variable Monthly payments. This can be your food, utilities, gas, clothing, entertainment

Next is the infrequent payments. This can be auto repairs, birthday expenses, trips etc.

See our sample Budget worksheet

Budget-Fixed-Variable

Using these expenses you have on a monthly/yearly basis, you can start to get an idea of your approximate expenses per month, and this can help you to see what amount is left over.

See our budget breakdown for an idea of how much you should be spending on each area.

David Sklar Budget Breakdown Guide

Your financial goal could be to pay off your credit card/loan, save up for a trip, save more for your future and/or pay down your debts faster.

  • Set Your Goals – set realistic achievable goals
  • Keep on Track of your Goals
  • Your goals need to be attainable.
  • Commit to your goals
  • Have a planned end date for your goals.

Anytime you are dealing with money management and setting financial goals, there may be bumps along your financial path. Be Realistic, as time goes on, it will get easier and you will be able to reach your financial goal.

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt, call us at 1-844-962-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

Share This!

I am very pleased with the experience with your company. Great customer service and very professional. They made me feel like dealing with caring and friendly people. Jackie is a sweet lady. All of them very helpful.
Carolina Marroquin
1708815208
I am very excited for the helpful service I receive from David sklar &Associates Inc ! My experience with coronation she is a professional and skill person! We'll done ✔ thank you very much, Gw
garfield wallace
1708730999
Great and friendly staff. They went out of their way to help me with the process. David Sklar and Associates are more then professionals. Christine sylver helped me with every steps, everytime I asked for more help she was always there for me with a smile. Very professional and patient. I want to thank Christine Sylver for everything she did to help me through this process and by giving me a new start.
ray pat
1708550360
I was so nervous to go and then i met trina beautiful compassionate understanding trina how lucky for me what a professional thank you thank you
Penelope Mather
1708303088
It was easy to get everything started and I am happy that I choose you, thank you.
Marina Granado
1707942981
I came in with a lot of anxietyChristine SylverHernee Templonuevogave me the confidence I needed
George Carvalho
1707837852
A great place to find out the best way to remove your debt. I discussed my problem with a with a fantastic lady who's named Grace. This lady showed me a couple of ways to lower my debt and I chose one. Thanks to Grace one day I will be out of debt, but until then my spending without cause has come to an end.To the staff and especially Grace of David Sklar and Associates thank you.Bob Barnesi will be one day out of debt
Robert Barnes
1707781618
A wonderful experience with a very depressing financial situation.Cori is easy to talk to and understand, with what she is describing.
Verble Daniels
1707699079
The staff at David Sklar are absolutely life changing and phenomenal people to work with. They are a well dedicated team whose personal mission is to truly help you turn your life around. Don’t be afraid to call them. Don’t be afraid to be honest to ask for the help you need. Rest assured no matter your debt load they will assist without judgement and deliver with compassion the best way forward to legally seal your debts and give you a real chance again at life. I highly recommend their services. They changed my life. They will gladly help you too. My personal consultant Trina Powell is an incredible, smart, and extremely supportive ally. But know you’re in good hands no matter who they assign to help you. Change your life today and pick up the phone and call them you’ll only be sorry you waited so long.
Kelly Silke
1707344543
This was an is an excellent experience for me because I am now able to retire comfortable in five years an debt free. Life seems to now begin. I should have done this earlier. But I did not have a company to do a consumer proposal with that I trust. Thank you for saving me.
Carilyn HoseinAdams
1707147259
js_loader
DS david skalr icon

Book your free consultation.

Call 1-844-962-9200 or fill out the form below. We’ll do the rest.

Contact Us