Credit Counselling – Finding A ‘New Normal’

credit counselling

Table of Contents

Finding a Life Beyond the Chains of Debt

Many of the people we work with spent years believing that credit card debt was ‘normal’. They felt that consumer debt was ok – because there was no other way to pay for the lifestyle they thought they had to have.

When we introduce them to the fiscally-sound and wise ideas of thrift and saving – and encourage them to spend below their means, it is often as if a light bulb turns on in their heads.

Clearly, they had heard of the dangers of debt before, but when they are working with us, they are in the process of removing their debts and getting a fresh financial start. At that point they can see how wonderful a debt-free life would be – and better yet, they know they can achieve it.

It is exciting to be part of a client’s discovery of their ‘new normal’ – and the realization that their future will be more financially sound.

Finding a ‘New Normal’ for Yourself

You do not need to wait until you are forced to declare bankruptcy or file a consumer proposal to find a ‘new normal’ for yourself.

Start by taking the time to figure out what your goals in life really are, exactly what your current finances are, and what you need to do to achieve your goals. To help you with this process, we have a free, simple 5 step plan to get you get started.

What is a ‘New Normal’?

It varies from person to person – but in general it includes things like:

  • having a plan for your future that involves achieving the goals you really want to achieve,
  • tracking your goals and the actions you need to take to achieve them,
  • having an emergency savings fund that is only for emergencies and is enough for 3 to 6 months of living expenses,
  • saving for things before you buy them,
  • never using your credit cards as a source of income,
  • celebrating your frugality – rather than your latest meaningless purchase, and
  • judging yourself by the quality of your character and not by the things you have.

Change is scary – but if you want to start living the life you really want, you need to find a ‘new normal’ that will help you achieve your goals.

Take Your First Step Towards A Debt Free Life

If you are overwhelmed by debt, call us at 1-844-962-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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Gay Dorilag
Nice place ang very good costumer service. Well done.
Lana Dmitrieva
Очень доброжелательны,прекрасно знают свою работу,очень внимательны
Amery Zuniga
Greatest the attention given by Jackie Stanley. Really nice and professional. Thank you.
WhiteRoad Express
Great and professional team, highly recommended.
Alex Ibarra San Gabriel
Was mainly helped by kim, very nice, and helpful. Answered all my questions and made the process easy. The whole team has my thanks
Vez Brown
Grace and Mark were very professional, knowledgeable and transparent in handling my matter, they gave me a huge sense of relief knowing that my matter is in the right hands. I would highly recommend their services if you want a seamless process.
J P
David Sklar & team, especially Kim and Hernee who assisted me in all of my documents, my friend who referred me here. It is with much love and appreciation that I express my gratitude and thankful for everything that you do in helping people. Your assistance has left me truly grateful and help me breath life after five years debt free and looking forward that day that my dreams will come true. THANK YOU so much!
Gordon Smith
A great option for becoming debt free. Helpful and professional. Thanks to team David Skylar !
Mike Dunphy
Excellent service! Very friendly and courteous.
Eden Napo
More power !! To all staffs, you doing a great job helping people to make them life and easy . God you all . Jackyline your superb thank you!!
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