It is no secret that the COVID-19 pandemic has had significant negative effects on the country’s economy and government budgets. But what about the small-scale

You know that there are some bad habits that can put you into debt. But did you know that there are lots of habits that

Poor credit ratings and credit scores can be real financial obstacles. They make it difficult to get approved for loans. They can saddle you with

You need new furniture. Maybe you’ve moved to a new apartment, and the entire place is empty, with the exception of some major appliances. Maybe

COVID-19 has complicated the tax season significantly. The government extended the filing deadline to June 1st to give individuals an extra month to get organized.

COVID-19 has shaken up the economy in recent months. Small businesses have closed their doors. Larger companies have committed mass layoffs. Millions of Canadians have

  You may not think about your credit report on a daily basis, but it’s a very important part of your personal finances. A strong

Residents of the Greater Toronto Area have had their lives turned upside-down by the pandemic of COVID-19. Here at David Sklar & Associates, we understand

Tax season is just around the corner, which means that it’s a stressful time of year, especially for people who are struggling with debt and

Everyone knows that habits are hard to break. You get stuck in a repetitive cycle, and if you lose your motivation for a second, you