Budget Wise: Family Gift Giving

Family Gifts on a Budget

Some time ago, we put up a blog on Very Affordable Gifts that was full of thoughtful and useful gifts for people on a very tight budget.

In addition to reminding you about that blog, we wanted to share some budget-wise family gift ideas.

Budget-Wise Family Gift Giving

  • It is important to let your extended family know that you have decided to cut back on gift giving – and encourage them to do the same where you are concerned. Most will understand, and many will admire you for doing what they have long wanted to do.
  • Help your children develop reasonable expectations for the gifts they will be receiving.
  • If you are having a child’s birthday party – keep the costs down and focus on inexpensive food and fun for the kids. Don’t make it a completion with your neighbour.
  • You will be helping your children, if you encourage them to make the gifts that they give to other family members. From the almost-perfect scarf (knitted by a 10 year-old), to the plaster-of-Paris palm print of a 3 year-old, they will learn that hand-made gifts from the heart, are the best gifts of all.
  • Where possible have your children make the cards you will send out to family members – they will be greatly appreciated and cherished!
  • Where appropriate, consider giving a thoughtful, second-hand gift. One of our ladies told us of receiving a wonderful second hand book that was filled with exactly the type of short stories she enjoys. She received it from a niece, who, not having much money to spend on gifts, had searched long and hard to find the right gift for a favourite aunt.
  • Sometimes a letter or inexpensive card with gentle humour that helps someone to smile, can be the best gift of all.

Remember to set up a budget for family gifts. Planning ahead will enable you to share the love and help to keep your family out of debt.

 

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If you are overwhelmed by debt and live in the Toronto area, call us at 416-498-9200 to book a FREE, confidential appointment. We will review your financial situation in detail and discuss all of your options with you. Alternatively, you can fill out the form below and our team will reach out to you. 

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