Our Team

Welcome to the David Sklar & Associates Family!

I’m sure it is not an easy place to be in right now. Maybe you’re at the stage where creditors are calling and harassing you; maybe you’re transferring money from creditor to creditor to cover the minimum payments; or maybe you’re anticipating that you will not be able to pay your creditors very shortly. 

Contact us for your FREE no obligation consultation

David Sklar & Associates Inc.
Based on 692 reviews
23:00 06 May 21
I would say my experience with David Sklar was spectacular, they made it really easy for my through the whole process and now 9 months later my bankruptcy is discharged.i would recommend David Sklar to anyone.
14:39 04 May 21
I had a nagging defaulted student loan that was holding me back. There were a few smaller issues that were compounding. The lockdowns really forced me to look into building back my credit and starting fresh.Ashley at David Sklar & Associates at the Keele and Finch location was a blessing. She was thorough in her explanations and answered any concerns I had. She gave me the options and let me decide what was best. After conferring with her, I decided bankruptcy was the best option. She made the process of filing for bankruptcy easy.There's nothing to be afraid of. Stigma attached to bankruptcy but you can reset if you work hard to make it happen.I highly recommend speaking with Ashley if you have any concerns about debt solutions.
21:05 28 Apr 21
I highly recommend David Sklar & Associates Inc. They helped me with my finances along with the help of Ashley Carter whom assisted me thoroughly throughout the process of my Consumer Proposal. She is very friendly, professional and updated me occasionally through emails. With her tremendous help, I am very thankful to have accompanied someone like her!
Fribeda Fronda
19:14 27 Apr 21
In behalf of David Sklar & Associates, Ms. Ashley Carter had been working tremendously and diligently to make people’s lives easier and stress free. Through this debt free program, my husband and I had been relieved from the headaches and worries of our financial standing before. Ashley, a soft spoken lady was very approachable and listened to our concerns. She explained to us very clearly the good things that will happen to our best interest. I believe that she is a great asset to the company and an excellent counsellor. My husband and I can’t thank you enough, Ashley, for all your help during those times when we needed it most. As of now, we are enjoying life in our seventies, though how simple it is we are happy because we have the assurance that sooner we will be debt free. Thank you so much Ashley for your kindness and for always being there for us. May God bless you more especially with good health.
Dalia Berger
13:49 27 Apr 21
I was so impressed with the professionalism , the speed, the attention, the compassion, and the efficiency your office of David Sklar provided for me, you provided me with necessary information, you helped me solve a big problem I had , you were always available to answer my questions, I can’t thank you enough ,Will always recommend you to anyone who could use your services, thank youDalia Berger
Jay Caja
04:19 15 Apr 21
The support I received was thorough and timely and the help that I needed with Credit Proposal was addressed in a single interaction. Thank you so much!
stefania cicchino
13:54 27 Mar 21
We worked with Jackie. She is very professional and very caring. She is quick to respond and really cares about helping the people in front of her. I went with my uncle, who was scared of the whole process and mentally delayed. Jackie took her time with us and made him feel at ease. She carefully explained things multiple times and was very encouraging. She was a shining light in a difficult process.
Christine Lowe
16:44 12 Mar 21
Jackie is very professional, kind, supportive and super helpful. She was able to help me get back on track. Great service and I will definitely recommend them.
Belen Trava
19:01 11 Mar 21
Jackie provided me excellent service, was very helpful, and she made feel very secured and she listened to all my concerns.i was speechless with excellent service.
nicole lowartz
17:02 11 Mar 21
Had a great experience and successful result working with Carol at David Sklar & Associates! I was well informed and received great guidance after just the first conversation! She handled everything and helped me build a budget that is realistic and that i can really stick to! I highly recommend Carol and her team at David Sklar. Give them a call!
02:07 03 Mar 21
I've used these services twice and they have always been understanding, supportive and informative. They give you hope when you feel like there is none. I've referred multiple people to them and they've all had the same professional experiences. Jackie Stanley was amazing and got the job done. Thank you!
Kristine San Gabriel
15:14 02 Mar 21
Dealing with any kind of debt can be stressful. Jackie is amazing! Professional, warm and extremely helpful to say the least! She made sure to answer all of our questions, address any concerns and made this whole process as smooth as possible.
Clayton Surujbally
17:09 18 Feb 21
Working with David Sklar has been an easy and detailed process. I am especially thankful for the personal services provided by Jackie Stanley as she has been very informative and always ready to answer any questions or concerns in a timely manner. I highly suggest working with Jackie if the opportunity presents itself.
Chris Thompson
17:11 07 Feb 21
On February 2 l made the somber driveTo David Sklar and associates.I had known this location from having drovePast it many times over the years.I made a appointment using the phone numberOn their door in Pickering, OntLater that day l had a consultation withTrina Powell.Immediately upon meeting with her l wasBecomming more relaxed with the proceedings.Trina, was very down to earth, and very professional.We all have our calling, l can only gather sheHas found hers, and she is very good at herJob, and career.I met with her again two days later but on thisVisit l felt more relaxed, and self assured of myDecisions, having already met with Trina.Thank you! Hat's off to you.I also had a phone zoom call with MarkTo whom as well was very easy, and comfortableTo talk to,Thank you, Mark.The team at David Sklar and associatesShould take great pride, and comfort when theyHelp people, like me and probably so many others.Thank you.
Desiree Balkaran
17:09 07 Feb 21
I have dealt with this company before many years ago when I did my bankruptcy , and found to be very trustworthy, professional, and right at ease. No judgement, very understanding and very supportive. So of course would come to then again when this time did the debt consolidation. The staff is friendly and goes over all the details with you and answers all your questions so you know exactly what to expect and make an informative decisison. I aslo like how if I had any questions could leave a message or email the company and how promptly they answer me back. Thank you David Sklar & Associates for getting me back on the right track and living a life of debt free again. I have my freedom back thank you for all your help and support. Amen 🙏
Elizabeth Thomas
09:18 04 Feb 21
I am so grateful to Rhoda Lewis for an amazing opportunity to start fresh, she is very knowledgeable, professional and very friendly. I felt so comfortable from the moment I walked into her office, I definitely would recommend Rhoda to anyone who is looking for help. I love and appreciate you very much for helping me. After all these years I still kept in touch with you via email just to say thank you. Thank you again so very much and continued blessings.
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David Sklar


Licensed Insolvency Trustee, President

David immigrated to Canada from South Africa in 1979. This gave David a true appreciation of what starting over is all about. By 1981 he had earned his Canadian Chartered Accountant designation and later began working in the insolvency field where he discovered great personal satisfaction in helping people through financially troubling times.

In 1997, he formed David Sklar & Associates Inc. a caring, professional firm that provides solutions for people dealing with insolvency issues through a wide range of exceptional services. Over the years, David Sklar & Associates has grown to include seven Greater Toronto Area Locations and is one of the largest filers of Consumer Proposals and Bankruptcies in the GTA. 

David is currently a member of the Canadian Institute of Chartered Accountants and the Institute of Chartered Accountants of Ontario. He is also a licensed credit counsellor, has earned the CIRP designation (Chartered Insolvency and Restructuring Professional), and is a general member of the Ontario Association of Restructuring Professionals.

Ashley Carter

Certified Insolvency Counsellor
LOCATION MANAGER: downsview & Brampton

As a proven and successful Estate Administrator, Ashley is able to combine her love of the law and her deep concern for the well-being of others. Recognizing the power of the Bankruptcy and Insolvency Act to help people who are in financial crisis regain control of their lives, Ashley is pleased to be a part of the process that gives others a ‘fresh start’. The relief that she sees in her clients, is one of her greatest rewards.

Cecilia Plunkett

Administrative Assistant

With a background as an Estate Administrator, Cecilia loves working with people as part of a progressive, winning team in a fast-paced environment. Cecilia is your first point of contact at David Sklar & Associates, on the phone and in person. Her direction and calming presence is the first thing those seeking debt help need. In her spare time, she’s passionate about fitness, cycling and camping.

Cori Naron

Certified Insolvency Counsellor
LOCATION MANAGER: Toronto (St.Clair)

As a Certified Insolvency Counsellor, an Immigrant to Canada, and someone who has successfully built her own life on her own terms. Cori applies her knowledge, natural empathy, and strong listening skills to the benefit of her clients. Active in a number of community organizations, she believes in people and treats everyone with dignity and respect. Cori shows her clients that getting their finances in order is the first step towards a better life.

Debbie Wallace

Certified Insolvency Counsellor, Senior Estate Administrator

A Certified Insolvency Counsellor and Administrator since 1994, Debbie works extensively in Bankruptcy discharges and Division I Proposals. Specializing in complex insolvency issues, she frequently attends Court for discharge hearings and helps her clients to successfully navigate their way through the Bankruptcy and Proposal processes. Debbie’s knowledge, experience and positive outlook – are a source of strength and reassurance for her clients.

Dianna Wilton

Manager, Proposal Department

With extensive experience in the financial industry, specializing in Division I and Consumer Proposals, Dianna is committed to finding the best solutions for her clients’ needs. By applying her strong problem solving skills and naturally optimistic nature, she has helped hundreds of people to move on to brighter futures. In fact, helping her clients to overcome their financial obstacles and regain the prospect of future credit and security is how Dianna measures her own success.

Felisia Palmer

Certified Insolvency Counsellor , Insolvency Administrator

Introduced to the insolvency business in 2010, Felisia went on to become a Certified Counsellor in 2013. After going to school for business management, she found a passion for the insolvency business and enjoys learning about the industry. Felisia finds it empowering to help people achieve new goals and strive toward a better financial future.

Jackie Stanley

Certified Insolvency Counsellor
Location Manager: North York (Head Office)

With over 20 years in the financial industry, Jackie provides not only knowledge and experience, she has a sincere concern for her clients. Clear and straight-forward, she is able to offer her clients real solutions that will enable them to build a brighter financial future for themselves and their families. According to Jackie, “There is no better satisfaction than knowing you have helped another person realize their goals”.

Jason Sklar

Certified Insolvency Counsellor , Manager - Team Lead

Being a Certified Insolvency Counsellor and a Certified Insolvency Administrator – Jason offers his clients the power of his knowledge, his years of experience and his genuine concern for his clients and the life challenges they are facing. He helps his clients feel hopeful again, teaches them how to manage their finances, and provides them with the tools that enable them to move on with confidence.

Jo Saulnier

Client Service Specialist, Insolvency Administrator

Part of the team since 2012, Jo thinks of David Sklar & Associates as family. Proud to be part of a close knit group of individuals dedicated to helping anyone who comes through their doors, Jo is committed to providing you with the tools and opportunities to move on to better things. She wants you to feel like you can accomplish anything you set your mind to.

Karen Durbin

Client Service Specialist , Insolvency Administrator

After 8 years in Family, Criminal, and Real Estate Law, Karen made the switch to insolvency in 1993. She joined David Sklar & Associates in 2010 and has become the first face clients see when they come into the Pickering office. With her gift of the gab, Karen makes clients feel at ease when they come in. What keeps motivating her is the relief on clients’ faces when they leave the office.

Lisa Talley

Senior Estate Administrator

Lisa has been part of the David Sklar & Associates team since 2008, but her experience in insolvency stretches back to 1992. Since joining the team, Lisa has grown with the company and foresees ongoing opportunities to educate those in need of insolvency services with care, knowledge and professionalism. For Lisa, the strength of her team is the source of positive and productive results for her client.

Mark Morgan, CA, CPA, CIRP, LIT

Licensed Insolvency Trustee

In 2006, Mark – a successful Chartered Professional Accountant, earned his Chartered Insolvency and Restructuring Professional designation. Active in Insolvencies since 2001, he uses his knowledge, experience and empathy to help people and businesses find the right solutions to their financial problems. Mark delights in helping clients, “realize that they can and will rid themselves of the financial chaos that has held them down for so long”. He encourages his clients to learn from past mistakes and then use that knowledge to build a better tomorrow.

Marva Brooks, CIRP, LIT

Licensed Insolvency Trustee

Active in Insolvencies since 1985, Marva earned her Chartered Insolvency and Restructuring Professional license in 1992. Her wide range of personal and professional experiences enables her to understand and relate to people from all walks of life. Marva puts her clients at ease – and back in control of their financial lives. She uses her vast experience in both Consumer and Corporate Trustee issues to bring about the best possible outcome for her clients. A true optimist at heart, Marva empowers her clients to see that their glass is half-full and not half-empty.

Nancy Rosmaninho

Manager, Accounting Department

A Certified Accounting & Payroll Administrator with over 10 years of experience in accounting, Nancy joined the David Sklar & Associates team in 2012 and has been growing with the company ever since. Nancy enjoys working with the team to help debtors get a fresh start and reach their financial goals.

Natalie Chow-Leong

Certified Insolvency Counsellor , Manager, Asset Department

A Certified Insolvency Counsellor with over 20 years of experience, Nat has been with David Sklar & Associates since 2008. Straight forward and direct, Natalie helps individuals take control of their financial lives and to move forward with knowledge and respect. Working in the industry since 1990, Natalie is able to instill real life practices for a better and brighter financial future.  An optimistic attitude coupled with genuine common sense sets her apart.

Rhoda Lewis

Certified Insolvency Counsellor
Location Manager: Mississauga

Rhoda joined David Sklar & Associates in 1999 and quickly discovered her passion for helping people learn to deal with financial stress. After obtaining her Certified Insolvency Counsellor designation in 2000, Rhoda began using her strong inter-personal and financial skills to help her clients. By the end of their Initial meeting, Rhoda’s clients are relieved to know that they can once again be responsible for their own financial stability and they are eager to move forward.

Richard Sklar, BA, CIRP, LIT

Licensed Insolvency Trustee

As a Chartered Insolvency Restructuring Professional and Licensed Insolvency Trustee, with years of experience and a proven ability to help his clients get the fresh financial start they need, Richard has taken on the additional task of helping those Toronto Area residents who are in need of debt management support, find their solutions at David Sklar & Associates. Richard knows that debt resolution is not the end – it is a new beginning – a fresh start for a brighter financial life.

Shirley Sklar

Certified Insolvency Counsellor, Senior Manager

With years of experience as a Certified Insolvency Counsellor, and life experiences that have made her empathetic to people experiencing debt problems – Shirley helps her clients understand that everyone makes mistakes – but the secret to success is to learn from our mistakes and move on. Shirley helps people to help themselves – to take responsibility for their life choices and to know that with the right attitude and good work ethics – anything is possible.

Trina Powell

Certified Insolvency Counsellor
Location Manager: Pickering

Trina, a Certified Insolvency Counselor, with years of experience, provides her clients with knowledgeable support and honest opinions. She has an exceptional understanding of family dynamics, and helps people from all backgrounds – to get out of debt and learn the skills to build a brighter financial future. Fluent in French and English, Trina’s passion is to help people dealing with financial challenges – find peace of mind.

Carol Richarz

Carol Richarz

Certified Insolvency Counsellor

With over 25 years in insolvency, Carol’s knowledge and experience have helped guide many individuals in dealing with their debt and money management issues.  Her kindness and understanding immediately puts her clients at ease.  After a meeting, they are relieved to know there is help and wished they reached out sooner.  As a Certified Insolvency Counsellor and Accredited Financial Counsellor, Carol’s genuine desire is to help people and provide them with the skills necessary for continued success in money management.