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Toronto – West
David Sklar & Associates Inc. Toronto West Office

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Toronto Trustees in Bankruptcy

If you are considering declaring bankruptcy in Toronto, it’s time to talk to David Sklar & Associates. Working since 1997 as trustees in bankruptcy, now known as Licensed Insolvency Trustees, we have helped thousands of people across the Greater Toronto Area emerge from crushing debt and start their financial futures over.

Bankruptcy trustees at our Toronto – West office will educate you about the debt solutions available to you. Trustees in bankruptcy are regulated professionals who are experts in insolvency and debt relief. They provide the knowledge you need to make a better decision.

At David Sklar & Associates, you get a free, no-obligation consultation with a trustee in bankruptcy when you first come to us with your debt problems. To book a free consultation call 416-667-1507.


Reviews for Toronto-West Office



Bankruptcy Trustees in Toronto – West

You can get help from a bankruptcy trustee in Toronto – West at 1280 Finch West, or our second office in Toronto – West at 245 Fairview Mall Drive.

 

Toronto – West Office Location:
(Finch & Keele – nearest main intersection – Downsview)
Suite 406, 1280 Finch Avenue West (at Keele),
North York, Ontario
M3J 3K6
Phone: 416-667-1507
Access by:
  • Bus
  • Paid Parking – 1280 Finch Avenue West

 



Free Consultation with a Bankruptcy Trustee in Toronto

As part of your free consultation with a bankruptcy trustee in Toronto, we review your finances, income, expenses, and debts. This will show us several things, such as whether or not you’re insolvent and qualify for a consumer proposal in Toronto or bankruptcy.

You may have more options available to you than you think. Many of our clients come in expecting to go through the bankruptcy process, when in fact they may be able to repair their finances through a debt management program, debt consolidation, budgeting, or a consumer proposal in Toronto.

Bankruptcy vs. Consumer Proposals in Toronto

Bankruptcy is the most well-known option for insolvents, but the same law that governs bankruptcy in Canada also makes two other options available: consumer proposals and Division 1 Proposals. When you declare bankruptcy you must give up your assets to pay for unsecured debts. Though there are exemptions, it can be a major blow to your financial situation.

Bankruptcy trustees in Toronto encourage insolvents who qualify to get a consumer proposal if they are able. One of the major differences between consumer proposals and bankruptcies is that you get to keep your assets in a consumer proposal in Toronto.

If you file for a consumer proposal in Toronto, your creditors will take a vote. If the majority accepts your offer, all of your unsecured creditors will enter into a legally binding agreement in which you pay a reduced amount back over a period that could last up to 5 years. If you make all of your payments, you’re released from all the unsecured debt in your consumer proposal. A consumer proposal in Toronto means you can avoid bankruptcy, discontinue interest charges, and put a stop to collection efforts and legal actions against you.

A Division 1 Proposal offers relief for businesses and individuals with over $250,000 in debt, excluding their mortgage.

Options for Debt Consolidation in Toronto

Debt consolidation in Toronto can refer to several options available to you for getting out of debt. One option is a debt consolidation loan from a bank or a private lender. Be wary of debt consolidation loans with high interest, as they could get you deeper into debt. A debt management program can help you eliminate your credit card debt and other types of unsecured debt through monthly payments. Finally, if you’re insolvent, a consumer proposal in Toronto is straightforward way to find debt relief.

Why Contact a Trustee in Bankruptcy?

Only a trustee in bankruptcy can file bankruptcies or consumer proposals. If you need a consumer proposal in Toronto or you need to file bankruptcy, start with a free consultation at David Sklar & Associates. Call us at 416-667-1507 and the process of getting out of debt. In addition to our Toronto – West office, we have five other locations throughout the Greater Toronto Area.


Greater Toronto Area Offices – Location Details:
Toronto – MidtownMississauga – Etobicoke | Toronto – Head OfficeToronto – West | Pickering – Ajax | Brampton


As of April 1, 2016, bankruptcy trustee / trustee in bankruptcy is now known as a Licensed Insolvency Trustee or LIT.



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GOOGLE Reviews for our Toronto – West Office atSuite 406, 1280 Finch Avenue West (at Keele), North York, Ontario M3J 3K6
Joseph Amankwah
Joseph Amankwah
21:42 03 Oct 19
Ashley has been an excellent help to me when i was going through my predicaments. She clearly explained every details involved in dealing with my issues and went further to advise with several couselling sessions on how to deal with my issue. I will recommed everyone having problems with debts to see Ashley at David Sklar & Associates at Keele and Finch area. You will never regret during your visit.
Flawlesz Promo
Flawlesz Promo
22:42 30 Sep 19
Ashley was very helpful in advising me how to deal with my financial debt and helping me pick the correct route to go
Shay Edwards
Shay Edwards
17:03 30 Aug 19
Ashley at David Skylar has been a very instrumental part of ensuring the whole process went smoothly with my CP. Everything was done and explained in a timely manner, and if I had any subsequent questions she responded very quickly. I would definitely recommend others to this location.
Shay Edwards
Shay Edwards
17:03 30 Aug 19
Ashley at David Skylar has been a very instrumental part of ensuring the whole process went smoothly with my CP. Everything was done and explained in a timely manner, and if I had any subsequent questions she responded very quickly. I would definitely recommend others to this location.
Carl Pisang
Carl Pisang
16:20 23 Aug 19
Great service! David Sklar & Associates provided me with the help I needed to get back on my feet from troubled times! I would definitely recommend their services if you are in need of help with debt! Great people to talk with and they dont make you feel embarrassed about your situation!
Val Biniaminov
Val Biniaminov
11:46 09 Aug 19
Ashley carter amazing and easy experience for my first time . Ashley I can’t say thank you enough for all your hard work. You made this experience so easy and smooth. Thanks again Val bin
Tony Lamothe
Tony Lamothe
20:09 25 Jul 19
Ashley was amazing. She listen and was very understanding with my situation and made me feel very comfortable. I would highly recommend her.
Tony B
Tony B
11:36 16 Jun 19
Ashley was very professional. She made me feel at ease and answered all my questions in a manner that made feel better about my situation. I left very happy with the customer service I received and continue to receive from her.
Tony Balenzano
Tony Balenzano
23:58 12 Jun 19
Ashley was very professional. She made me feel at ease and answered all my questions in a manner that made feel better about my situation. I left very happy if the customer service I received and continue to receive from her.
Joanne D
Joanne D
00:13 24 May 19
I worked with Ashley and she was amazing! Very easy to talk with and understanding of my situation. Great service overall! I would definitely recommend Ashley and David Sklar & Associates!
Vipool Sukhram
Vipool Sukhram
14:24 08 May 19
I suspect for most people, feeling a sense of embarrassment and personal failure is not uncommon when filing for bankruptcy. I wondered how I might be received by Ashley Carter at David Sklar, I was scheduled to meet with her. Ashley’s conduct and demeanour was warm, considerate and without judgment, her information and direction guided what was a worrisome and confused mind to an area of calm and reassurance; I felt hopeful again, the process and recovery all of a sudden was not as daunting as first expected. She explained the options and navigated the process with ease, the confidence and promise I felt, well you’ll have to feel that for yourself, but it was a new day.☺️ At the meeting’s conclusion, I was immediately relived, I was truly thankful and I told her so. I highly recommend this individual to oversee matters dealing with bankruptcy and the like. V.S
Mohammad Pakzad
Mohammad Pakzad
23:31 23 Apr 19
After being stuck in a rotating cycle of trying to pay off debt and barely making a dent cause of interest rates, I decided to look into a Licensed Insolvency Trustee. After reading reviews I decided to book an appointment with David Sklar & Associates. My first appointment was a free consultation with Ashley. After going over my situation she gave me her recommendation for the course of action to take. I am now stress free and a weight has been lifted off of me, no more collection calls and trying to avoid them. On my way to becoming debt free. I'm so happy I made the call.
angela fitzgerald
angela fitzgerald
13:50 04 Apr 19
I dealt Ashely and she was amazing. She listen and was very understanding with my situation and make me feel comfortable. I would highly recommend Ashley and David Sklar & Associates inc.
Jaqueline del castillo
Jaqueline del castillo
14:09 28 Mar 19
I was very scared going into this process, fortunately I met with Ashley for a consult and she was very helpful and empathetic with my situation. Thanks to her this process has been very easy and she has lifted a huge weight off my shoulder. I highly recommend her.
Rino Esposito
Rino Esposito
01:27 18 Mar 19
Ashley was very knowledgeable and understanding towards my situation. She made me feel like comfortable in a hard decision towards my financial future. She gave me all the options and her honest opinion, that she would choose if the table were turned. She also makes it easy to communicate via email.
TOXICWAVE80
TOXICWAVE80
22:29 12 Mar 19
Ashley is super nice and very helpful. She explained the program to me in details what other company wouldn’t do. I’m glad that I came to David Sklar & Associates Inc for help that I should have done so a long time ago. Now with Ashley’s help making the right decisions, I’m looking at much more brighter future financially. Than you.
Jim DeMelo
Jim DeMelo
16:55 10 Mar 19
I couldn't have asked for a more competent and empathetic adviser than Ashley Carter. She truly was a saving grace in a time of apprehension and confusion. I consider myself fortunate for Ashley's assistance.
Shadowsnipe2306
Shadowsnipe2306
00:47 19 Feb 19
Went to David Sklar for helping me get out of debt and they were very understanding and non judgmental about the whole situation. Very professional and organised company. 10/10 would recommend and wish i had come earlier to help.
Ron Dotzko
Ron Dotzko
18:33 24 Dec 18
Being in financial debt can be one of the most stressful things in life. It can also create feelings of shame and embarrassment in us. I was feeling all these things when I first met Ashley and after that first meeting I felt that a huge load had been taken off my back. Ashely was professional, efficient, positive and reassuring. Never once was I made to feel uncomfortable about my situation. And she has continued to be understanding and supportive throughout the process. I cannot say enough about how grateful I am for Ashley's assistance to help resolve my situation.
Manrico Bianchini
Manrico Bianchini
18:37 14 Dec 18
I met Ashley Carter a while back to discuss my options. I found her to be very friendly, approachable, easy to speak with and considerate. Ashley listened to me and knew her stuff. She gave me hope, and that is very important when having to face financial decisions. I couldn't have asked for a better person to help me move forward. Thank you much Ashley!
Manuel Barboza
Manuel Barboza
17:00 12 Dec 18
To be honest In the beginning I was very scared to discuss my financial situation with someone who I don’t know, but I met Ashley Carter Estate Administrator/ Financial Counsellor at David Sklar & Associates Inc office 1280 Finch Avenue West, Suite 406 very professional advised me of my options and details of the process. Excellent service I recommend it.
Zay Aden
Zay Aden
22:30 06 Dec 18
I had wonderful experience at David Sklar. Ashley was the one helping me throughout my process of bankruptcy and she was nothing short of wonderful. She made me feel very comfortable and didn’t make me feel judged. She was very accommodating and was very willing to help, patient and very warm. This was an embarrassing and tough time for me and she made my experience so great and easy for me. I feel free and great! Definitely would recommend to anyone in financial distress, this was a top choice for me. I finally feel like I have control of my financial situation and can start bettering my credit and career! Thank you so much to Ashley and the David Sklar team!
Rachel Rees
Rachel Rees
21:34 04 Dec 18
After the free consultation with Ashley, I had the confidence that the financial challenges could be resolved through David Sklar and associates. It was a such a relief to have met Ashley who is kind, friendly, easily approachable, knowledgeable, able to understand the situation and clearly explain the options without being judgemental and was quite helpful throughout the process.
Jamar Lowe
Jamar Lowe
02:18 22 Nov 18
Ashley was simply the best very friendly and understanding and very knowledgeable and helpful I'm glad to have her on my team she made the process so easy made sure everything was understandable for me was able to accommodate my schedule I would definitely recommend her to anyone to this location she works at five stars across the board thanks Ashley
Helen Birru
Helen Birru
12:01 17 Nov 18
i am satisfied with David Sklar & Associates inc. I don"t only see Ashley as my lawyer but as my close friend who listen and feels my situation. she was the comfort and solution that i needed. Ashley thank you for being a great human being.
I L
I L
17:26 13 Nov 18
HELP and I got it from Ashley Carter! It was a scary experience to be in my situation but she made it all better. I recommend anyone to visit David Sklar & Associates and deal with Ashley. She was welcoming, approachable, understanding, patient, empathetic, warm, informative, and extremely professional. A weight off my shoulders and I now have hope for a future thanks to her assistance guiding me through this difficult process. Thanks again Ashley & the David Sklar team! I am forever grateful.
Hope Continuity
Hope Continuity
23:05 12 Sep 18
Ashley Carter was very pleasant, friendly, professional and honest. I felt very comfortable dealing with her. I would definitely recommend Ashley & The Team at David Sklar & Associates Inc.
Roland Barker
Roland Barker
23:15 29 Jul 18
The David Sklar Team provide professional services to those for whom times have become as difficult as a struggle in quick sand. When flight is not an option, it does seem as though one’s stuck, and one must therefore resort to fighting. Good news, you’re not alone and you don’t have to struggle in an already precarious situation so much more precariously. Rest assured, you can get through this. Their team are ready to help clarify all the murky confusion and help you in the long run so that you don’t get burned out continuing to try what doesn’t work and is just keeping you stuck in the same place. They’ll work with you to help you understand the options available and processes involved. Additionally, they’ll be there for you along the way to answer any questions or concerns you might have and see you cross the finish line. They’re a stand-up team and in particular should you be so lucky to work with Ashley you’ll find that there’s no reason to stress and worry. Ashley is a most positive and warm team member. She really is a lady of the people, just don’t cheer against her favourite sports team (Pitts Steelers) and you’ll get along just fine! Thank you so much to the amazing Ashley and wonderful David Sklar team :)
Patricia Phillips
Patricia Phillips
12:33 27 Jul 18
My experience with David and Sklar is excellent my agent Ashley is amazing at the keele and finch branch the customer service is positive and always reach out to you in a timly manner with and concerns you may have go Ashely you deserve the stars
tracey hordatt-reece
tracey hordatt-reece
12:46 05 Jun 18
I found the staff here to be very professional. They were helpful,courteous, and easy to talk to.They managed to take the stress out of a stressful situation. They walked me through the whole process step by step making sure that I fully understood.They guided me while listening to my thoughts on the whole matter. I would enthusiastically and without hesitation recommend the firm and the staff to all.
Spoony Crush
Spoony Crush
01:16 26 May 18
Great experience, Ashley was clear and simple in explaining how everything will happen. Reduced my debt big time. My phone hasn’t been this quiet in a while!!!
Z S
Z S
08:05 23 Mar 18
Very friendly staff, who are, above all, willing to help. Instructions are clear, concise, and given at every step of the way, through the process of your debt resolution. They are trustworthy, efficient, and ultimately committed to helping clients reach their financial goals. Definitely worth the call!
Josie Dart
Josie Dart
14:41 13 Mar 18
I wanted to give my greatest thanks to Ashley & David Skylar & Associates Inc. for all the continued support and encouragement they give me through my current financial situation. Every email, phone call & meeting I have had with Ashley has always made me feel 10x better & not so down and depressed. (we all know how much just thinking about financial issues can bring on anxiety never mind having to speak to someone openly about your situation). Thank you Ashley, for guiding me in the right direction - the gratitude and appreciation I have for your support & services are unimaginable.
Tiaa Samaroo
Tiaa Samaroo
00:54 22 Feb 18
I can’t say enough good things about Ashley Carter. A few months ago I walked into her office scared not knowing what to do and a complete stress ball. I was so scared to answer my phone if I didn’t know the caller. She sat me down gave my kids coloring books and explained every route I could take to become debt free. Within 10 minutes I could feel a weight being lifted off my shoulders, when I finally signed the papers the burden that was lifted was amazing. I made my monthly payments and I’m almost done! I saw Ashley today and she almost didn’t recognize me, I’m a completely different person because of her and the people at David Sklar. I can’t thank you all enough for giving me my life back!
lindy woods
lindy woods
19:52 05 Feb 18
Ashley has been so knowledgeable and thorough about my financial issues. Great personality, well seasoned, easy to talk to, compassionate and very full of hope.
barbee diaz
barbee diaz
17:37 24 Jan 18
The experience I had with David Sklar & Associates is very empowering. I met Ms. Ashley Carter she took care of my case and she did a great job! Very detail oriented, made me feel very welcome. Giving me good advice about my future finances gives me a sense of hope to get back on track, soon. Thank you for all your help and support!
Abdul Noor Nasir
Abdul Noor Nasir
01:41 13 Jan 18
Ashley carter is a wonderful lady. She is always out to help people. She supported us and explained the options we have in our particular circumstances. I feel very safe and secure after speaking with her. She responds clearly and quickly and is always sympathetic and helpful. Thanks Ashley
Jeff Straus
Jeff Straus
22:06 09 Dec 17
I'm at ease now that Ashley, from David Solar and associates,helped me find a debt solution best suited to my needs. I would recommend speaking to Ashley. I'm sure that she would be able to you to. J.
michael padmore
michael padmore
16:33 07 Dec 17
David Sklar&Associates to me is the only company I would recommend, to help you out with you're debt problems. I was a bit skeptical at first, but after reading so many good reviews, seeing the commercials, seeing that they had multiple locations it was very easy for me to go in and see if they could help me. I met with Ashley and she is amazing, very approachable and couldn't be anymore clear with explaining everything to me. Within 35 minutes everything was explained to me, no rush no pressure. Ashley explained everything to me, I asked a lot of questions and all of my qusstions were answered without any confusion. I have already recommended them to one of my friends. With staff like Ashley it is very easy and fast to be informed and put in the right direction about any debt situation.
Hemant Bunsee
Hemant Bunsee
00:16 23 Oct 17
It was a pleasure to work with Ashley of David Sklar & Associates Inc. Because of Ashley and her team, I am debt free, being a Father to my kids and a husband to my wife. I no longer have to think about my debts while having a conversation at home or at work. Today I live, smile with confidence. Thank you Ashley for your professional advice and making it a very comfortable experience for me.
Courtney Pryce
Courtney Pryce
16:21 20 Oct 17
Piece of mind is all I can say. I walked in to David Sklar with no where else to turn. Ashley's comforting way of assuring me that everything would get back on track with my financial status really put me at ease. She is fantastic and I highly recommend her and David Sklar and Associates. Keep up the fantastic work Ashley :)
Raju Verma
Raju Verma
22:40 15 Oct 17
Hi, I was going through a tough situation in January 2017 both financially and personally when I walked into the David Sklar office at 1280 Finch Avenue West. There I met Ashley for the first time and we discussed our options. Over the last 9 months she has been a rock of support and now I am in a much better place. I would highly recommend Ashley Carter and David Sklar & Associates Inc. for all your financial issues where a fresh start is needed. Thank you so much and keep helping others too !!!
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Congratulations to Our Toronto West Office for Receiving the Certificate of Excellence

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